① Original of my ID card.

(2) The income and employment certificate issued by the unit shall be stamped with the official seal or financial and labor seal.

③ Tax payment certificate.

Age 18, valid ID card, certain financial ability and good credit record, you can apply for a credit card. The more proof materials you provide, the greater the pass rate.

If we can provide other financial documents, it will be more helpful for us to understand our personal situation and judge the credit limit.

If you are unemployed and belong to a private enterprise, you can provide your individual business license and tax bill for the past three months, as well as other financial certificates, such as income tax withholding certificate;

Copy of self-owned real estate license; Copy of self-owned car driving license; Bank certificates of deposit and other information that can prove your economic level. As the credit card amount and card issuance amount are unpredictable, if the above conditions are met, you can submit materials to try to apply. Note: Credit card issuance is subject to the final audit result.

At the time of preliminary examination, comprehensively evaluate the credit card limit according to the information attached to your application and your specific situation. Please refer to the review results. The starting point of the credit line (fixed line) of our credit card is RMB11,000 yuan or equivalent, and the upper limit is RMB 50,000 yuan or equivalent.

Under normal circumstances, the fixed amount of Puka is 1 1,000 yuan-1 1,000 yuan, and the fixed amount of Gold Card is 1 1,000 yuan-50,000 yuan. Generally, the amount of a platinum card is fixed at 50,000 yuan plus a temporary amount that is actively adjusted every month. At this time, the sum of the two parts can be used for credit card consumption.

Extended data:

Credit cards are divided into credit cards and quasi-credit cards, which provide settlement services, facilitate shopping and consumption, and enhance security; Simplify the collection procedure and save social labor; Promote commodity sales and stimulate social demand.

Credit card is a special card issued by banks or other financial institutions to people with good credit, which is used for shopping and spending at designated merchants or depositing and withdrawing cash at designated banking institutions. It is a special kind of credit certificate.

The earliest credit card appeared at the end of 19. In the 1980s, the British clothing industry developed the so-called credit card, followed by the tourism and business sectors. However, at that time, the card could only be used for short-term commercial credit, and the money had to be paid back as needed. There was no long-term default and no credit line.

Another way of saying credit card is that credit card is a non-cash transaction payment method and a simple credit service. Credit cards are generally plastic cards with a length of 85.60 mm, a width of 53.98 mm and a thickness of 65,438+0 mm, which are issued to cardholders by banks or credit card companies according to users' credit and financial resources. Cardholders do not need to pay cash when using credit cards, and make repayment on the checkout date.

Except for some credit cards combined with financial cards, credit cards are different from debit cards and ATM cards, and credit cards will not directly deduct money from users' accounts.

China's credit card market is still one of the fastest growing product lines in China's personal financial services market. Although the economic benefits of this industry are full of challenges, it is driven by economies of scale and the growth of consumer spending.

Baidu encyclopedia-credit card