2. Or the amount is too large;
3. Or the password is entered incorrectly during the transaction.
You can call the credit card customer service hotline for consultation, or you can consult insiders in the bank lobby.
Cash withdrawal by credit card is also called cash withdrawal or cash advance, which is divided into two situations: cash withdrawal by credit line and cash overflow. Credit line withdrawal, also called overdraft withdrawal, is based on overdraft credit cards. Overflow cash withdrawal refers to cash withdrawal through the funds in the credit card or the funds overpaid during repayment.
1, the credit card withdrawal amount is generally half of the credit line. Suppose your credit card limit is 1 10,000 yuan, then you can withdraw up to 5,000 yuan when you withdraw cash.
2. Credit card withdrawal requires handling fee and interest. Credit card fees are generally charged at one time, and different banks have different standards for credit card withdrawal fees, but they are not low. The interest rate for cash withdrawal by credit card is five ten thousandths of a day, and there is no interest-free period. Interest is calculated from the date of withdrawal, and compound interest is calculated monthly, which is called "rolling interest calculation". So remember to pay back the money as soon as possible after withdrawal.
Extended data:
Consequences of overdue repayment of credit cards:
The general credit card limit is based on the credit history of the cardholder. If the cardholder fails to repay on time after withdrawing cash, the credit card repayment will be overdue, which will affect the cardholder's credit record and the repayment demand in the future will often not be approved. However, if the credit card is overdue, it will cause the cardholder to breach the contract, and the issuing bank has the right to require the cardholder to repay the principal, overdue interest, handling fees and other expenses. Under normal circumstances, if the cardholder fails to repay the loan on time within the prescribed time limit, the issuing bank may bring a lawsuit to the court to investigate the criminal responsibility of the cardholder. Serious circumstances may constitute the crime of credit card fraud. Then, if the credit card is overdue for some reason, the cardholder should report the reason to the issuing bank in time and make repayment. In short, overdue credit cards are not advisable. It is best for cardholders to repay on time to ensure that their credit records are not defiled.