no problem
1. The car is proof of financial resources and can increase the credit line.
2. The amount of used cars is relatively low, and specific banks will review them according to personal credit and economic conditions.
I want to buy a used car with CCB credit card. Can I buy it by installment?
Of course. The credit card itself is enough, that is, it is greater than or equal to the amount of the car to be bought. You can consider swiping your card first, and then handling his family's consumption installment or bill installment.
The information needed to buy a car from the used car market is as follows:
1, the used car market issued a car purchase certificate.
2. Second-hand car down payment certificate
3. Personal ID card, income certificate, work certificate, driver's license and other materials can generally be loaned to about 50-70% of the total price of used cars you buy, depending on your personal qualifications and personal credit.
Reminder: The second-hand car loan amount generally does not exceed 60%-80% of the car purchase price, and the longest loan period does not exceed five years. When buying a used car, if you can't pay the full amount in one lump sum, you should choose and judge the consumption mode according to the current loan interest rate, credit staging procedures and your own credit situation.
Extended data
CCB Dragon Card users can buy family cars at dealers designated by CCB, but business cards, student cards, supplementary cards and security cards cannot be handled.
The maximum installment amount of CCB's credit card car purchase can reach 800,000 yuan, and the specific installment amount is determined according to the cardholder's credit card record and whether it is repaid in full and on time.
The installment amount of CCB's credit card to buy a car will vary from person to person, and the bank mainly decides how much to pay according to whether it repays in good faith and whether it has repayment ability.
China construction bank official website-bill installment
Industrial and commercial second-hand car loan repayment 16 months to get that credit card?
CITIC Yanka Car Loan Card, known as China Merchants Bank's car loan card, has a high application threshold. First of all, in addition to the owner, it can also send a monthly payment. Applicant 18 years old or older, with the highest card issuing rate of over 200,000. 2. At the weekend of Bank of Communications White Kirin Card, at the end of the year, the special 5 times points have been launched; 3. China Merchants Car Loan Card is a card. The application threshold is low and the annual fee is free. Redemption of 6 car loans per month plus each limit can still enjoy value-added services.
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Longxiaoqun
Recently got 1.5w likes.
1, ICBC's car loan credit card is called car loan credit card, car loan 20 or car loan application, the card approval amount is about 30 thousand, and the card issuance amount is about100 thousand, which is very suitable for car owners to apply. 2. ICBC's car loan credit card has low threshold for handling cards, low threshold for applying for car loans and low installment rate. The annual fee for car loan may not be very low, but people who apply for car loan still get cash back, but the points are five times. 3. The application conditions of China Merchants Bank's automobile credit card: 1, 18 years old or above, the monthly salary before tax is not recorded, and there are also ordinary cards and gold cards. The borrower has been a borrower for more than 3 years, and the bank loan amount is about1.2000. Bank of Communications has a low threshold for handling auto credit cards. The car loan applicant is about 30 thousand, and there is a car under his name. The repayment person is only the second generation. Car loan applicants can enjoy car loan treatment.
Can I get a credit card when I buy a used car?
Used cars can be phased by credit card.
Conditions for installment payment of used cars:
1. Lender 18 ~ 60 years old, with permanent residence in town or valid residence status.
Second, the lender has a stable economic income and can repay the principal and interest on schedule.
Third, the lender has a fixed property in the local area and has a good personal credit.
Used car installment payment process:
First of all, the lender goes to the lending institution for consultation, and the lending institution will recommend the used car dealer who cooperates with the lending institution.
Second, the lender chooses the second-hand car to be purchased at the dealer and signs a car purchase agreement.
Iii. The lender brings relevant materials to the lending institution to apply for a loan, and the lending institution reviews the materials, which is generally completed within 15 working days.
Fourth, lending institutions sign loan contracts and corresponding guarantee contracts with lenders who meet the loan conditions, clarify the guarantee methods, and issue loans after handling relevant procedures.
The introduction of the second-hand car credit card processing flow and the second-hand car credit card processing flow are over. I wonder if you found the information you need from it?