In fact, Huabei adjusted the repayment date, which does not have much impact on me personally.

Because my family situation is not very good, I feel very insecure about borrowing money for consumption. Because I have no financial ability to repay, I feel that if I cannot repay, I will be blacklisted. , this is a terrible thing. So I personally rarely use Huabei in my life.

Even if I accidentally use Huabei on any day, I will return it as soon as possible. Although my credit score will not increase much, I feel that this way I feel more secure.

But it is different for some people who have been using Huabei. I have a friend whose consumption method is to borrow Huabei every month, and then when his salary arrives next month, He knows how to pay back the flowers and never tires of it.

He will be paid on the 15th of every month. I think adjusting the Huabei repayment date may not be a good thing for him, because he is the kind of person who can’t control his money. own people. In the past, I would be a little more restrained because the payment was on the 9th and the salary would be paid on the 15th.

But if this time it can be adjusted to the 15th or later, and his salary is all in place, then when he consumes in advance, he will not consider the problem of not being able to pay in the future. For someone like him who loves consumption, I think adjusting the repayment date can only make him consume more, and then his monthly income will be in vain. For Alipay, it is A good thing.

So since the adjustment of Huabei's repayment date, I have expressed condolences to him. He said that he also felt that he was in some danger, which really made people laugh and cry. I cannot say that this consumption method is incorrect, but Personally, I think it is unacceptable.