CITIC Bank All-Currency Credit Card visasignature is one of the Visa cards, also translated as Royal Seal Card. It is equivalent to the level above the platinum card and the unlimited card in Visa cards, and enjoys privileges 3x points for overseas consumption, 2,000 yuan annual fee waived, and 1.5% currency exchange fee waived.

According to VISA’s ranking, the visasignature card is between VISA platinum and unlimited. If you can enjoy it with VISA platinum, you can enjoy it. For example, IHG’s VISA upgrade can be enjoyed with this card, that is It is a platinum-level credit card, which is slightly higher than platinum cards abroad.

Extended information:

Features of CITIC Credit Card:

1. Application conditions for CITIC Credit Card: no guarantor, no deposit, no account opening.

2. No deposit required in advance, just consume first and repay later.

3. The credit card limit is comprehensively assessed based on personal information and relevant supporting documents.

4. The longest interest-free repayment period is 50 days; you can choose to repay in full or according to the minimum repayment amount. No interest is required for full repayment during the interest-free repayment period. (Except for cash withdrawals); deposit interest is not included in the overpayment portion of the card; interest on the overdraft portion is calculated based on the daily interest rate of 3.5/10,000 to 5/10,000 based on the cardholder's card usage behavior.

Reference: China CITIC Bank-Credit Card Characteristics