How to cut credit card magnetic stripe information

After canceling your credit card, you will receive a text message like this:

Your credit card has been canceled If the application is unsuccessful, our bank will take the initiative to contact you. At the same time, please cooperate to cut the corners of the card and destroy the magnetic strip or chip.

This text message tells you that your credit card account has been successfully closed, but because your credit card still has your personal information, in order to prevent your information from being stolen, you also need to cancel the account. The destruction of credit cards is commonly known as card cutting. How to cut the card is actually very simple:

Magnetic stripe card:

For magnetic stripe cards, complete personal information is stored in the magnetic stripe, so align the magnetic stripe and cut it as should.

Chip card:

As for chip cards, complete personal information is retained in the chip, so it is advisable to align the chip and cut it.

Compared with magnetic stripe cards, chip cards are relatively more secure and less likely to be stolen, so chip cards are now more recommended.

When cutting the card, aim directly at the information storage point and just cut it with one cut. Our personal information is very important in this era of big data. Everyone must try their best to protect their personal information in order to avoid a lot of harassment.

How to cut special-shaped credit cards

Align the chip and cut. Special-shaped cards are non-international standard cards customized according to individual needs. This type of credit card can have various built-in chips. Chip cards retain complete personal information in the chip. If you want to destroy it, you need to align the chip and cut it. . Card base thicknesses include 0.3mm, 0.5mm, 0.6mm, 0.76mm, etc. The card sizes are also different from regular cards, and personalized patterns or commemorative pictures are used on the card cover.

How to destroy expired credit cards? It’s easy to do in just two steps!

Many people know that credit cards have an expiration date, and they can no longer be used after it expires. However, in this case, you just cannot use the card, and the credit card account still exists. For this reason, if you no longer want to use the card, it is best to destroy the expired credit card. So, how to destroy expired credit cards? Let’s find out together below.

The destruction of expired credit cards is divided into two steps. First, the credit card account must be canceled, and then the invalid credit cards must be disposed of.

Let’s first take a look at how to cancel an expired credit card

The process of canceling an expired credit card is no different from that of a general credit card. You can bring your credit card and ID card to the counter branch to cancel, or you can apply Cancellation by phone. It should be noted that credit card cancellation is divided into card cancellation and account cancellation. If there is no other credit card in your name, then you can just cancel the account; if you just want to cancel one credit card, you can choose to cancel the card.

After the bank accepts your cancellation application, it will ask you to wait for 45 days. If there is no credit or debt during this period, then the cancellation is successful. It is recommended that you call the card issuer on the 46th day to check. Check the credit card cancellation status to see if it has been canceled successfully.

Dispose of the invalidated card after successful cancellation

Although the credit card has been canceled, the magnetic stripe of the card still retains the relevant information of the credit card, so the invalidated credit card must be removed in the last step. Dispose of it.

The processing method is very simple. Just use scissors to cut off the card. The more broken the card is, the better it will be so that the card cannot be put back together. Then the information will be less likely to be leaked and relatively speaking, it will be more secure. Safety.

The above is the relevant introduction to "How to destroy expired credit cards". The above-mentioned destruction of expired credit cards only applies to situations where the card is no longer used. If the card is continued to be used, the bank will issue a new card after the credit card expires, so there is no need to cancel it, but the old card can be cut and disposed of.

That’s it for the introduction of how to cut off a credit card.