(China Merchants Bank) When there is an overpayment in your credit card account (the amount remaining after all debts in the credit card account have been paid off), if you want to get back the overpayment, you can call the credit card customer service hotline and apply to remit the overpayment to your own bank account (US dollars can only be taken back to our one-card account). To get back the overpaid money, you need to pay a certain handling fee, which is 0.5% of the remittance amount, and the minimum is 5 yuan RMB or US$ 65,438 +0 yuan RMB. At present, our bank offers preferential treatment, and the maximum charge is 50 yuan RMB per transaction or 10 USD per transaction. You don't have to get back the overpaid money, which will be used to deduct your future credit card spending. We won't pay deposit interest for the overpaid amount in your credit card account. If in doubt, please add enterprise QQ customer service 4008205555 or WeChat to WeChat official account "China Merchants Bank Credit Card Center" for detailed consultation.