1. You can swipe your card directly when buying things to avoid the trouble of carrying cash. It is also very unsafe to carry cash with you. A card solves many problems.

2. You can refer to various preferential activities. Everyone knows that different credit cards contain different rights and interests. These rights and interests can only be enjoyed when using the card to make purchases, saving users a lot of money.

3. You can also exchange points for consumption using credit cards. After the points reach a certain amount, you can exchange them for your favorite products in the points mall. This is why many people are willing to use credit cards for consumption.

4. It can alleviate financial constraints. Using a credit card can make purchases in advance, especially when funds are insufficient. Having a credit card allows you to purchase anytime and anywhere without worrying about insufficient funds.

5. Nowadays, credit cards can be bound to third-party payment platforms. You can directly swipe your credit card when shopping online. Although there are no points for online purchases with credit cards, its convenient and fast payment method is liked by many people. And when repaying, you can directly use a third-party payment institution to repay.

6. Use the interest-free period for financial management, so that you can get good returns; credit cards generally have an interest-free period after swiping the card, which can last up to 56 days. During this period, you can purchase financial products, so You can get benefits, but you must pay them back in time.