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What should I do if Xiamen Rural Commercial Pratt & Whitney Financial Card expires?
Rural Commercial HP Financial Card can be renewed directly in Xiamen Rural Commercial Bank after its expiration. However, whether the fee can be renewed depends on the user's use for a period of time. Generally, inclusive financial cards can be renewed under normal use. If the repayment is often overdue during use, the bank is likely to refuse to renew the card at this time.

When users use inclusive financial cards, different users get different credit lines. When granting credit, they will make reasonable credit according to the actual situation, repayment ability and business ability of the applicant. Such a credit line allows users to repay on time after use, and there will be no overdue repayment.

If the inclusive financial card cannot be repaid on time after use, a penalty interest will be charged. Moreover, overdue repayment will affect personal credit information, and credit information will affect the handling of various loans, such as car loans and mortgages. It should be noted that the credit information will be kept for a long time after it is received.

Users log in to mobile banking, click the card exchange function of Pratt & Whitney Card under Home-More-My Credit Card module, and enter the page of my Pratt & Whitney Financial Card. Meet the renewal conditions: a pure credit card that expires within 6 months; A pure credit inclusive financial card that expires within 6 months can apply for renewal after paying off all the bills normally.

Select the card that needs to be renewed, click on the renewal card at the back to enter the confirmation page of the original card information.

Confirm the original card information, confirm whether the selected card is correct, and then click Next to enter the ID card information authentication page.

Identity card information authentication. If the uploaded ID card image is wrong and the authentication fails, the system will prompt the corresponding error message and need to shoot again, otherwise the next operation cannot be carried out.

Face recognition by in vivo detection

Upload other renewal information.

Click "Upload Material" to upload photos by taking photos or opening local photo albums. You can upload up to 5 photos. After uploading the fifth photo, click the "Upload Material" operation button to hide it. Uploaded photos support "preview" and "delete" operations: click "preview" to enlarge the corresponding photos for viewing; Click "Delete" to delete the corresponding photos. After uploading other materials, click Next to enter the legal document address page.

If there is no uploaded material, you can also directly click Next to proceed to the next operation.

Enter the service address of legal documents.

Click "What is the service address of legal documents, power of attorney, receipt contract of inclusive financial card and articles of association of inclusive financial card" to pop up the corresponding explanation box. Select the region (required), enter the detailed address, copy and paste the applicant's statement, check I have read (required), and click Next to enter the user signature page. If any of the location, detailed address, applicant's statement and my reading is blank, the next operation is not allowed.

User signature, submit application

After the user correctly signs, click Submit to submit the card replacement application and return the application result.