It can be done. If it is China Merchants Bank, a guardian is required for those under 16 years of age.

Ordinary all-in-one card account opening: Chinese citizens who are over 16 years old and living in the country can go to any counter of China Merchants Bank to open an account with the original ID card of the People's Republic of China or the original temporary ID card. In principle, the account opening application should be handled by yourself. If you have special circumstances and are unable to go to the branch, we recommend that you contact the handling branch to verify whether it supports the agency and the information required for the agency.