The CCB credit card bill date is the 14th of each month, which means that the 14th of each month is the date when the current consumption bill is generated, that is, the consumption between the 13th of the previous month and the 14th of this month. bill.

There are two very important dates for credit cards, one is the billing date and the other is the repayment date. The billing date is the date when all consumption in the current period is finally billed, and the repayment date is the date when the cardholder must repay the current balance. Based on these two dates, the interest-free repayment period of the credit card cycle can be determined, which can be as short as 21 days and as long as more than 50 days.

For example, the billing date is October 14th and the repayment date is November 4th, then the consumption that occurs between the two dates will get the longest interest-free period, and all consumption must be on November 4th. If you repay in full before the due date, no interest will be charged. However, if it is not in full, overdraft interest will accrue very high overdraft interest, with a daily interest rate of 0.05%. If the minimum repayment amount, which is 10% of the current bill amount, is not paid, a late payment fee will also be incurred.