Current location - Trademark Inquiry Complete Network - Overdue credit card - What bank can apply for a credit card by car?
What bank can apply for a credit card by car?
every bank can apply with the driving license. The bank will comprehensively review the applicant's credit information. The following is a description of the conditions for CCB to apply for a credit card. \xd\\xd\ What are the requirements for applying for CCB Dragon Card Credit Card: \ xd \ xd \ 1. The deposit or investment account of CCB has been opened for 6 months or more, and the average monthly deposit/investment in the last 3 months is 5, yuan or more, among which customers with 1, yuan or more can approve the gold card; \xd\ 2. Applicants who have paid no less than 1,2 yuan in the last three months and no less than 8 yuan in any month can apply; Customers with an average monthly salary of 4, yuan or more can apply for a gold card. If the amount of wages paid by the applicant in our bank is less than the prescribed standard, the issuing bank shall also require the applicant to provide proof of income or proof of wages paid by other banks to confirm that the applicant meets the income conditions required for issuing cards; \xd\ 3. The house purchased by the applicant is a local commercial house, and the purchase time is within 15 years (inclusive), and the purchase area is 8 square meters or more, except for the customers of affordable housing, poverty-stricken housing or demolition housing. Among them, applicants with a purchase area of more than 12 square meters can apply for a gold card; \xd\ 4. The vehicle displacement is more than 1., but less than 8 seats (inclusive), and the vehicle age is not more than 8 years. Except for operating vehicles, coaches, agricultural vehicles, taxis, vans, minivans, special operation vehicles, etc.; \xd\ 5. Credit card customers of other banks do not include customers who only have quasi-credit cards of other banks: \xd\ (1) They have held credit cards of other banks for 6 months or more, and any credit card has repayment records of 6 or more, and all credit cards have no overdue records in the last 6 months; \xd\ (2) The average credit line of other banks' credit cards is not less than 5, yuan; \xd\ (3). Any other bank's credit card has three or more consumption records in the last two issues * * * and the accumulated total consumption of points is more than 1,5 yuan. Purchase, car purchase, tuition payment, wholesale, energy, financial reimbursement, distribution, insurance and other consumption or transfer services are excluded. (Those who have other banks' cards can also apply) \xd\ 6. Those who have loan business in CCB can also apply, with the following conditions: the purchase price is more than 15, yuan, or the monthly repayment amount is more than 5 yuan, and there is no bad credit record.