Fee charging standard: RMB is transferred through bank overdraft, and the fee charging standard is 0.5% of the transaction amount, with a minimum charge of 1 yuan per transaction (at present, only credit card transfer to colleagues' debit cards is supported).
Interest collection standard: from the bookkeeping date to the repayment date, overdraft interest shall be paid at the specified interest rate (five ten thousandths of the daily interest rate).
It is recommended that you contact the credit card center to assist your inquiry.