If so, the card is a VISA Peony International Debit Card (dual-currency card), not a VISA Peony International Credit Card. It does not have overdraft function and needs to be deposited before use.
Peony International Debit Card (dual currency) is a debit card issued by China Industrial and Commercial Bank, which can be used at home and abroad, settled in RMB and USD, and has the functions of consumption, transfer settlement and cash deposit and withdrawal. It can be used in China Industrial and Commercial Bank outlets and special merchants, special merchants with "UnionPay" logo and ATM machines, and can be used overseas in 1400 merchants with "VISA Electronic" logo in more than 20 countries and regions.