If you spend three times a year, CCB will waive your annual fee for this card. As for you not paying back, you are exempt from the annual fee, but if you don't pay back, there will be a late fee, which is much higher than the annual fee! So, of course I want to pay it back! ! !

Repayment doesn't have to be paid in one lump sum, but accumulated according to your bill. Look at your bill date. For example, the billing date is 25th, and the final repayment date is 10. You spent 300 yuan on March 4th, 7th and12nd respectively. The bank will send you this month's bill on March 25th, and then you can return the money before April 10!