1. Annual card fee, cash advance transaction fee, interest, late payment fee, over-limit fee and other credit card fees;
2. Transfer transactions, cash withdrawal transactions, real estate sales, securities transactions, repayment of loans, purchase of lottery tickets, payment of fines, taxes, public utility fees, hospital transactions, court fees, bail and bonds, government services, government loans, embassy and consulate fees, etc. ;
3. Projects designated by the World Bank.
Note: Due to the different regulations of banks, you can consult the credit card center of the issuing bank.