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Can I cancel a newly opened credit card?

The credit card you just opened can be canceled. The credit card has just been activated. As long as there is no outstanding balance on the card and no balance in the card, you can apply for cancellation.

How to cancel a credit card:

1. Go through the bank card cancellation procedures over the counter at a bank outlet: All major banks have windows for credit card cancellation, so bring your relevant documents, such as , ID card, credit card; if you owe money on your credit card, bring cash and pay off the debt;

2. Cancel credit card through official online banking: All major banks have online banking, you can transfer your ID card and credit card, etc. Upload the information, fill in the account cancellation application, submit the application, and wait until the bank calls to confirm;

3. Cancel the credit card through the official credit card customer service phone number: Call the official credit card service phone number, transfer to manual service, and ask the manual customer service to apply for cancellation credit card. Before making a call, be careful not to have any arrears or balance on your credit card, otherwise the account cancellation will not be possible;

4. Cancel credit card through the bank’s official WeChat official account or the credit card’s official WeChat official account: Currently, all countries in my country Major banks have official WeChat official accounts. As long as you bind the card and find the credit card cancellation, you can cancel the credit card on the WeChat official account;

5. Cancel credit cards through the bank’s official APP: Currently, all major banks Banks, including credit card service centers, may have their own official APP, and you can cancel your credit card directly on it.

Legal basis:

Article 64 of the "Measures for the Supervision and Administration of Credit Card Business of Commercial Banks"

The card-issuing bank shall provide credit card account cancellation services. The cardholder's account will be closed promptly when there are no outstanding balances in the account. When the credit card account is closed, the balance in the business purchasing card account should be transferred back to its corresponding unit settlement account.

Under the premise that the notification method has been agreed through the credit card application contract (agreement) or written agreement, the card-issuing bank shall use clear, concise and easy-to-understand language to provide the credit card articles, products and services at least 45 days in advance. Notify cardholders of upcoming changes.