How to repay CCB credit card in U.S. dollars

There are many ways to repay CCB credit card in U.S. dollars. You can use CCB’s agreed account, network (including online banking, credit card website, mobile banking, Foreign currency transfer and repayment can be handled through various channels such as WeChat) and branch counters.

1. Personal online banking to repay credit card foreign currency debt

Log in to personal online banking, click "Credit Card - Card Account - Repay for myself", select the credit card and foreign currency, such as US dollars , and then repay the foreign currency debt on your credit card through foreign exchange purchase or repayment in the same currency; if you are repaying the foreign currency debt on someone else's credit card, you need to deposit the corresponding RMB or foreign currency at a CCB outlet.

Warm reminder:

1. You can transfer and purchase foreign exchange for repayment through a personal bank settlement account opened by China Construction Bank.

2. You can use credit card deposits or RMB overpayments to purchase foreign exchange on the same day. However, if the deposit does not arrive on the repayment date or the money is not enough, the available limit in the card will be automatically used as an overdraft to purchase foreign exchange. , but the overdraft will be charged a daily interest rate of 0.5% from that day, and compound interest will be calculated monthly.

2. Repay credit card foreign currency debt through mobile banking

Log in to mobile banking, select the credit card account through "Credit Card - Repay for myself", select the repayment currency such as US dollars, and repay As the payment type, you can choose foreign exchange repayment or repayment in the same currency, and then follow the prompts on the page.

Warm reminder:

1. You can use same-day deposits to purchase foreign exchange. However, the money deposited by China Construction Bank before 17:00 every day will be counted as the repayment of the day. If the money is deposited after 17:00, it will be counted as the repayment of the next day.

2. You can use a credit card to make overpayments in RMB to purchase foreign exchange. If the overpayment is insufficient, the available limit in the card will be used as an overdraft to purchase foreign exchange. Interest on the overdraft purchased foreign exchange will be paid at a daily interest rate of 5/10,000 from the date of foreign exchange purchase, and compound interest will be calculated monthly.

3. Due to different versions of mobile banking, the operation paths may be different.

CCB credit cards have a repayment grace period, which is usually at least 3 days. However, if you exceed the repayment grace period, it will really be considered an overdue payment. It is recommended that you repay your bills on time in the future, otherwise it will be difficult to get a house loan or a mortgage loan. The interest rates on overdue repayments of China Construction Bank's credit cards are still rising, and you are still the one who suffers.

Repayment can be made whether in another place or abroad. For CCB credit card repayment in other places, customers can use their credit card or go to the nearest CCB branch to handle the credit card repayment business. There will be no handling fee for repayment at the out-of-town branch.

Customers can also handle repayment through online banking and mobile banking. For overseas repayment of CCB credit cards, customers can repay through online banking overseas, or they can also ask the cardholder's family to repay at a CCB branch.

Interest for overdue repayment of CCB credit card: A daily interest of 50,000% is charged for the unpaid portion, using the compound interest calculation method, that is: daily settlement interest = (10,000% of the amount to be repaid 5)^Number of days.

How to repay the US dollar repayment of China Construction Bank

How to repay the China Construction Bank credit card

You can use the POS machine to swipe the card for consumption, or you can bind the credit card to WeChat Alipay Scan the QR code to make purchases, and repay via WeChat, Alipay, or UnionPay QuickPass.

1. Introduction to China Construction Bank’s credit card repayment methods

China Construction Bank provides seven major types of repayment methods, including counter, agreed account, ATM, online, and 95533. You can choose according to your needs. . If you have multiple main cards at the same time, please be sure to pay attention to the corresponding repayments when repaying. To ensure successful repayment, be sure to deposit the full amount each time you repay.

2. Repayment method at the China Construction Bank credit card counter

You can repay in cash at the counter of China Construction Bank or by transfer. If you want to return US dollars or euros, you can purchase foreign exchange directly at the counter for repayment.

3. Construction Bank Credit Card Agreed Account Repayment Method

Agreed account repayment is automatic repayment. Credit card repayments in RMB can be repaid from the RMB agreed account (the agreed account must be in (a debit card, current passbook account or quasi-credit card account opened by the local China Construction Bank). Credit card repayments in US dollars can be repaid using a US dollar agreement account (the agreement account must be a 19-digit foreign currency passbook account opened by the local China Construction Bank) ) or the RMB agreed account for foreign exchange purchase and repayment (the agreed account must be a debit card, current passbook account or quasi-credit card account opened by the local Construction Bank where the card is issued).

4. Construction Bank Credit Card Telephone Purchase of Foreign Exchange and Repayment Method

You can use the RMB deposit deposited in the Long Card credit card or the available limit to purchase foreign exchange to repay the U.S. dollar repayment by calling the customer service hotline. Amount. Call to purchase foreign exchange on the day you deposit RMB to avoid the deposit being deducted from other RMB account transactions first.

How to repay U.S. dollars with a credit card

Question 1: How to repay U.S. dollars after using a credit card to pay U.S. dollars? Hello, U.S. dollar bills generated when spending overseas or withdrawing foreign currency cash can be paid in RMB. Purchase foreign exchange to repay. For the amount of foreign exchange purchased, you can choose to purchase foreign exchange in full or with the minimum repayment amount. According to foreign exchange management regulations, the amount of foreign exchange purchased cannot be higher than the current US dollar bill amount. The foreign exchange purchase function can be applied through online banking or calling the customer service hotline: 1. Online banking: Please log in to the credit card website creditcard.cmbchina/, click "Online Banking Login" on the right and enter your ID number, query password and additional code to log in to online banking. Then, activate the function in "Repayment Management" - "Forex Purchase Repayment Settings"; 2. Customer service hotline: Please call the customer service hotline 4008205555, enter your ID number or query password according to the voice prompts, and then select "9 "The transfer service specialist will set up the foreign exchange purchase function for you. Warm reminder: 1. Once the foreign exchange purchase function is set up, it is permanently effective and can be modified later through online banking or calling the customer service hotline; 2. After the foreign exchange purchase function is successfully set up, the RMB amount you deposit will first be used to repay your overdue minimum repayment. Part, then purchase foreign exchange to repay the U.S. dollar bill according to the foreign exchange purchase amount you set, and then repay the RMB bill; 3. Because the exchange rate fluctuates daily, our bank's current foreign exchange purchase and repayment exchange rate is based on our bank's U.S. dollar cash on the day of repayment. The exchange rate announced at ten o'clock in the morning for the selling price shall prevail; 4. The setting of the repayment amount for the current period's foreign exchange purchase is only valid for this period, and the next bill will be restored to your original setting in the future; 5. If you choose to purchase foreign exchange with overpayment , your RMB excess payment will be used to purchase foreign exchange to repay the US dollar bill within 2 working days.

(You can consult online through QQ or WeChat about the China Merchants Bank credit card service information you want to know. Method 1: Search 4008205555 among QQ corporate friends, and add China Merchants Bank Credit Card Center as a friend; Method 2: In Search the number "cmb4008205555" on WeChat and follow China Merchants Bank Credit Card Center)

Question 2: How to repay the U.S. dollar repayment with a CCB credit card? If you have a U.S. dollar debt on your credit card, if you have U.S. dollars, you can go directly to the branch counter to repay the U.S. dollars. Or you can deposit RMB through China Construction Bank and contact the customer service hotline on the same day to handle the repayment of the foreign exchange purchase. You can also directly handle foreign exchange purchase and repayment in CCB online banking after depositing RMB. Quite convenient.

Question 3: How to repay U.S. dollars with a credit card. If you use U.S. dollars and repay in RMB, the bank will generally calculate it based on the selling price of U.S. dollars against RMB on the day your credit card is repaid. Foreign exchange fluctuations have changed from the previous 0.5% increase or decrease to the current 1%, which is within plus or minus 100 basis points.

Question 4: How to repay the U.S. dollar bill with CCB credit card? It seems that you have activated the U.S. dollar bill. As soon as the bill comes out, the total amount you need to repay will be displayed, including the amount of converting US dollars to RMB. You can just pay it back directly. As for the other question, there is no problem with repaying excess bills. Credit cards can have a savings function, but there is no free cash withdrawal function!

Question 5: How to repay the U.S. dollar bill from China Merchants Bank’s credit card? After your foreign currency consumption has generated a U.S. dollar bill, you can choose to activate the “U.S. dollar bill purchase and repayment” function. After activation, your RMB repayments will be automatically converted into U.S. dollars by purchasing foreign exchange, and your U.S. dollar bills will be repaid first (the conversion exchange rate is the exchange rate on the day of your payment). Repayments after the U.S. dollar bills are paid off will continue to be repaid. Your RMB bill.

Setting method: Log in to credit card online banking and click "Repayment Management" → "Foreign Exchange Purchase and Repayment". You can also check the "automatic purchase of foreign exchange" function on the application form when applying for the card.

Warm reminder:

1. If it is a foreign currency transaction other than US dollars, it will be converted into US dollars by the international credit card organization and recorded in the US dollar bill. (During the above process, international organizations such as VISA and MasterCard will charge a 1.5% foreign exchange handling fee)

2. The amount of foreign exchange purchased in the current period cannot exceed the amount of the U.S. dollar bill in the current period, and the exchange rate for foreign exchange purchased is 10 on the day of repayment: The US dollar selling price of China Merchants Bank announced after 00.

3. If you set up the function of purchasing foreign exchange for repayment of U.S. dollar bills and the "automatic repayment" function of the U.S. dollar account at the same time, then your RMB repayment will have priority in purchasing foreign exchange to repay your U.S. dollar bills. The difference between the self-deduction amount (full or minimum) set for the current period of the bill and the agreed foreign exchange purchase amount will be deducted from your designated US dollar automatic repayment account.

4. After successfully setting up the automatic foreign exchange purchase, if the cardholder fails to repay the U.S. dollar bill in full on the due payment date, if there is an overpayment in RMB in your credit card, our bank will automatically The corresponding amount will be deducted from your RMB overpayment to purchase foreign exchange to repay your US dollar bill.

Question 6: How to repay the U.S. dollar consumption with China Merchants Bank Credit Card? If your credit card activates the "Foreign Currency Consumption Deposit in RMB" function, any of your foreign currency transactions will be automatically converted into RMB (conversion exchange rate). (the exchange rate on the day the transaction was recorded), you only need to return the RMB according to the RMB bill. Truly realize "one card in hand, travel around the world"! Setting method: Log in to credit card online banking and click "Repayment Management" → "Automatic RMB Foreign Exchange Purchase" to activate. Warm reminder: 1. The RMB deposit function for foreign currency consumption will take effect immediately after it is activated. Your foreign currency consumption can be queried on the "RMB Unissued Bill" interface of online banking 2 working days after the transaction date. 2. Non-US dollar foreign currency transactions will be converted into US dollars by international credit card organizations first (during the above process, international organizations such as VISA and MasterCard will charge a 1.5% foreign exchange conversion fee). Our bank will convert the converted US dollar amount into RMB based on the exchange rate on the day of accounting (China Merchants Bank’s US dollar selling price announced after 10:00 that day), and record it in the RMB bill.

If your credit card does not have the "RMB deposit for foreign currency consumption" function enabled and a U.S. dollar bill is generated, you can use RMB to pay the U.S. dollar bill (foreign exchange purchase repayment): ① Set up the "automatic foreign exchange purchase repayment" function on your credit card After success, the US dollar bills you generate can be repaid in RMB on the repayment date. The RMB funds you deposit in your credit card will be given priority to purchase foreign exchange to repay the US dollar bills (no fees are required for the foreign exchange purchase repayment setting). The foreign exchange purchase exchange rate will be based on the repayment rate. The exchange rate announced by our bank at 10 a.m. for the US dollar selling price on that day. This function does not occupy the personal annual foreign exchange settlement and sales quota; ② According to foreign exchange management regulations, the amount of foreign exchange purchased cannot be higher than the current US dollar bill amount, and the unbilled portion cannot be purchased for repayment; ③ If you have set up the foreign exchange purchase and repayment function at the same time For the "automatic repayment" of the US dollar account, your RMB repayment will be given priority to purchase foreign exchange to repay the US dollar bill. The difference between the self-deduction amount (full or minimum) set for the current period of your US dollar bill and the agreed foreign exchange purchase amount will be repaid. Debited from your designated USD automatic repayment account. RMB consumption cannot be repaid in U.S. dollars

You can also use U.S. dollars to pay U.S. dollar bills: 1. Debit card U.S. dollar transfer repayment: Available repayment methods include our bank's online banking repayment, mobile phone repayment and Repayment by phone. 2. US dollar cash repayment at business outlets: US dollar cash repayment is available at all our business outlets (except Hong Kong). As long as you provide a credit card, anyone can repay your credit card (the repayer must show their ID card).

Question 7: How does Alipay repay the credit card in U.S. dollars? If it is a dual-currency credit card and uses U.S. dollars, then the card holder can repay RMB into the credit card and then purchase foreign exchange to repay the U.S. dollars. If the cardholder does not know how to purchase foreign exchange on his own, he can call customer service to purchase foreign exchange and repay the card manually.

Question 8: How to repay CCB credit card in U.S. dollars? It seems that you have activated USD billing. As soon as the bill comes out, the total amount you need to repay will be displayed, including the amount of converting US dollars to RMB. You can just pay it back directly. As for the other question, there is no problem with repaying excess bills. Credit cards can have a savings function, but there is no free cash withdrawal function!

Question 9: How to repay the China Construction Bank credit card in US dollars? The US dollar account repayment can be paid directly in US dollars.

However, most people still choose to use RMB to repay U.S. dollars, which is called foreign exchange repayment. On the due date, you can deposit enough RMB into your credit card to purchase foreign exchange. Once you have deposited and repaid the foreign exchange purchase on the same day, you can convert the RMB into U.S. dollars for repayment. You can call the customer service hotline to purchase foreign exchange. If you have opened online banking and mobile banking, or follow the official WeChat and bind a credit card, you can do it yourself.

Question 10: How to repay USD with Bank of Communications credit card? You can go to the counter to buy foreign exchange for repayment, or if you have paid off all your RMB debts and still have extra money, you can buy foreign exchange through online banking and repay it. However, if it is not on your bill, you can call customer service and ask to see if it will be on your next bill. Yes. If yes, you can automatically purchase foreign exchange on the day you open a bill. You can directly convert the U.S. dollar debt to RMB debt. It will be more convenient to repay in U.S. dollars in the future.

The introduction of how to repay the U.S. dollar account of China Construction Bank Credit Card Let’s stop talking here.