Bank of Communications credit cards do not have to be activated at the counter. In addition to activating a credit card at the counter, you can also activate it by calling the customer service number of the bank to which the credit card belongs. However, it should be noted that credit cards issued through different channels have certain restrictions on the activation methods of the credit card. If the applicant applies directly to the bank counter when applying for a credit card or applies for a credit card through the bank's loan officer, it can be activated at the bank counter or through the bank's customer service phone. If you apply for a credit card on the official website of the Bank of Communications, the credit card cannot be activated through the customer service phone. The applicant must go to the local Bank of Communications counter to activate the card with a valid personal ID and credit card.