Nowadays, criminals do everything they can to defraud money. Currently, the most common fraud technique is to pretend to be a seller and provide a fake refund link to steal a credit card after making an online purchase. So, what other credit card scams are there? Let’s find out together.

Recently, anti-fraud centers in various places have reported that there are more and more cases of scammers committing fraud through WeChat official accounts. In particular, many scammers target credit card customers of various banks and use some very risqué operations to make people step forward. Step by step, countless people have regretted being deceived.

Credit card scam routines:

First, register a fake bank official account, some of which have certification marks.

Second, obtain your personal information, including ID number and name, and they are all people who have applied for a credit card at the bank.

Third, use the regular bank’s SMS number to send you a message (some smartphones will automatically identify it as a bank based on this number, adding to the confusion), inform you of the overdue date, and leave a contact Contact us by request.

Fourth, once you contact (those who take the initiative to contact are usually target customers screened by scammers), we will ask you to check the blacklist link first to further gain your trust, and then guide you to automatically contact the bank. (actually a scammer’s account) transfer money.

Every step above has been carefully planned by scammers. People who are not familiar with official account classification and payment methods will generally believe it and then follow the other party's instructions to transfer money. This new type of fraud has already Many people were fooled.

Summary: Now, in addition to pretending to be sellers and providing fake links to steal credit cards, criminals will also use official accounts to steal credit cards.