1. My credit card installment application was successful. Can I cancel if I don’t want to make the installment now?

Of course, but generally speaking, because you have already enjoyed the installment discount, after all, this amount must be repaid on the repayment date of consumption. If you repay in full now, you will still be charged. Your installment fee does not know which bank's card you have. For example, for a China Merchants Bank credit card, if you apply for 12 installments and it is now the 6th installment, and the current bill has been issued, then That is to say, you still have to pay for the procedures for the previous 6 months, and they will not be returned to you. The subsequent handling fees will not be charged to you. Of course, each bank's payment collection method is different. You can directly call the bank's customer service hotline for consultation. Most banks are like this.

2. Hello, I took out a loan of 10,000 yuan on September 4th. I applied for early repayment of 10,000 yuan. I don’t want to pay it in installments...

Go to the bank to get it.

Let’s see what others say.

3. Hello, I took out a loan of 10,000 yuan on September 4th. I applied for early repayment of 10,000 yuan. I don’t want to pay it in installments. Now I am asked to upload an invoice. What should I do if I don’t have an invoice? What you should apply for is consumer loan

Consumer loan must submit a certificate to prove that it is for consumption

If you cannot submit it, please consult customer service

The invoice I uploaded must match the total amount of the loan Is it consistent?

It doesn’t matter if it’s too much, but if it’s too little, you have to submit it again

4. How to cancel the installment and repay it in advance?

There are two situations when a credit card cancels installment repayment:

1. If the installment repayment is not executed or is within the cancellation time specified by the bank, you can directly call customer service or operate online. Cancel installment.

2. If the installment has already started, it cannot be canceled. You can choose to repay it in advance, but repaying it in advance will not save the handling fee. Specific operations: Cardholders can call the credit card customer service to apply for early repayment of installments after the current installment bill date, and no additional early repayment fees will be charged. The unamortized principal and handling fees of the cardholder's installment payment will all be included in the cardholder's current bill at the end of the early repayment application date, and will be fully included in the minimum repayment amount. They will no longer be charged on subsequent billing dates. apportionment. Note: If you pay all the installment fees in the first installment of your credit card installment, the fees will not be refunded even if you cancel the installment now.