The company's landline number is required when applying for a credit card, because the bank will call this number to verify your work information. If the company does not have a fixed phone number, you can try to fill in 000-00000 in the work phone column and fill in your mobile phone number in the contact number. If the bank calls and asks you to add the company phone number, you can explain the situation to the credit card center staff at that time.

It is worth noting that if the company does not have a landline, the bank may easily think that your job is unstable, which may lead to the rejection of the card application or the approval of a low credit limit. If you want to apply for the card smoothly, it is recommended to submit proof of fixed information such as real estate certificate and salary statement to prove that you have a stable source of income, so as to increase the approval rate of card application and the credit limit.

Extended information

Points to note when applying for a credit card

(1) Organizations or individuals applying for a credit card must have a deposit account in a bank. The unit that receives the company card must have a deposit account in the bank, and does not need to open a separate deposit account when applying for a credit card; the individual who receives the personal card must open a special deposit account with the issuing credit card institution and provide a guarantor. When the cardholder cannot repay the credit card consumption debt, the guarantor must bear the repayment responsibility unconditionally. ?

(2) Spend with credit card or withdraw cash. Generally the prescribed limits must not be exceeded. Card holders should maintain a sufficient balance in their deposit account for expenditure. If there is an urgent need, a bona fide overdraft is allowed. The card issuer charges interest on the overdraft; if the overdraft exceeds the specified period, the card issuer will cancel the credit card's qualification.

(3) Credit card holders must notify the card issuer in writing due to job changes or address changes; if they stop using the credit card midway, they should return the credit card to the card issuer; if they lose their credit card, they should report it to the card issuer. , the economic losses caused before the card issuer accepts the loss report shall be borne by the cardholder.

(4) Credit card holders can increase their credit card limit by accumulating credit card swipes.

Baidu Encyclopedia - Credit Card Application Form