Both of these two are CCB’s standard IC credit cards, and there is no difference in the use of credit cards. Moreover, this card is a credit card jointly issued by China Construction Bank, Shenzhen Tourism Bureau and UnionPay. It also has the function of an alliance membership card, which can provide discounts and other benefits at many merchants. You can log in to the CCB credit card website, click on credit card application, and find the introduction of this card. There are many lists of cooperative merchants on it.
The biggest difference between these two cards is that one has the Shenzhen Pass function, while the other does not. If you receive the card then, you can take a look and see that there is a Shenzhen Tong logo in the upper right corner of the card. Those with this logo can have the Shenzhen Tong function. In other words, it can be used in subways, buses and minibuses with the "Shenzhen Tong" sign in Shenzhen, which is more convenient.