1. What is the process of making an appointment for loan repayment?

There are two ways to make an appointment for early loan repayment: making an appointment by phone or making an appointment at the counter. Usually, you can make an appointment for the next day's repayment one day before you are ready to repay. It should be noted that the repayment should be an integral multiple of ten thousand. 1.

Determine whether you can repay the loan in advance. In the loan contract signed between the home buyer and the bank, there will be requirements for early repayment. For example, if the loan needs to be repaid within one year or half a year, the repayment amount must be an integral multiple of 5,000 yuan or 10,000 yuan. Home buyers should first check whether they meet these conditions.

2.

Make an appointment for repayment. After confirming that they have early repayment requirements, home buyers need to make an appointment for repayment by phone or at the personal loan center of the lending bank. Prepayment does not mean that you can just take the money to the bank and repay it. The bank will arrange time for the lender based on the number of recent prepayments. Under normal circumstances, the repayment appointment time is within one month. If the transaction volume of the property market is very good and there are many people repaying their loans in advance, it is normal for the appointment time to exceed one month.

3.

Deposit money into the loan repayment bank card in advance. After agreeing on the repayment time, you can deposit the mortgage loan that needs to be repaid to the bank card used for repayment before the repayment time.

4.

Prepare the information and fill in the early repayment application form. At the agreed repayment time, bring your identity document and loan contract to

2. Huaian Agricultural Bank of China mortgage loan, how long after normal loan repayment can I apply for early repayment? Are liquidated damages charged?

Our family is also from the Agricultural Bank of China. We don’t know when we can repay the loan in advance, but we know that if the early repayment amount exceeds 10,000, you can make an appointment to repay the principal in advance. The handling fee is 1% to Huai Net|Huaishui Anlan website to view the answer details>>

3. How to make an appointment for early repayment of a CCB mortgage loan?

The appointment for early repayment of a CCB mortgage loan can be made in mobile banking. The specific steps are as follows: Operation Environment: Brand model: iPhone13 System version: iOS15.3.1 App version: v5.6.7.001 The customer finds the mortgage he or she has applied for on the loan page and selects the early repayment application option to apply. Just select the early repayment type, early repayment amount, scheduled deduction date, etc., and submit the application. The China Construction Bank system will then conduct an audit, and after passing the audit, a message will generally be sent to notify the customer. At that time, the customer only needs to ensure that there are sufficient funds in the repayment bank card bound to the mortgage loan, and the system will automatically deduct the money from it on the scheduled repayment date. After the system completes the deduction, China Construction Bank will also send a message to remind the customer to inform them of the successful early repayment of their mortgage loan. China Construction Bank provides various businesses such as credit funds loans, resident savings deposits, foreign exchange business, credit card business, as well as policy housing reform finance and personal housing mortgage loans. Personal housing loan business refers to loans issued by China Construction Bank or China Construction Bank upon entrustment to natural persons who purchase, build, and overhaul various types of houses in cities and towns in mainland China. China Construction Bank's personal housing loan business mainly includes self-operated personal housing loans, that is, personal housing mortgage loans (including personal first-hand housing loans, personal re-trade loan housing loans, that is, second-hand housing loans, personal commercial housing loans, personal housing mortgage loans, etc.) , provident fund personal housing loans and personal housing portfolio loans. China Construction Bank, as one of the earliest state-owned banks in China to be involved in issuing credit cards, already has many credit card types. The credit cards issued by China Construction Bank are all named "Dragon Card". The types of Dragon Cards that have been publicly issued include: Dragon Card Prestigious School Card, Dragon Card Business Card, Dragon Card Car Card, China Eastern Airlines Dragon Card, Shanghai Volkswagen Dragon Card, Dragon Card Hong Kong Wonderful Travel Credit Card, CCB VISA Ming Card, eLong Changxing Dragon Card, Mango Travel Dragon Card, Dragon Card (Cup) Tennis Card. CCB Silver Star International Quick Remittance Service is a personal international quick remittance service jointly launched by China Construction Bank and Silver Star International Quick Remittance Company. It means that CCB pays individual overseas foreign exchange remittances or transfers personal overseas foreign exchange remittances through Silver Star Quick Remittance Company upon entrustment by customers. Small-amount international remittance business that remits foreign exchange funds overseas.

4. How to make an appointment for early repayment of a housing loan and how to operate it

The borrower directly goes to the loan bank to apply for early repayment. The bank will charge part of the penalty for early repayment of the housing loan. Pay attention to the following matters: 1. The prepayment time allowed by banks is different.

Most banks require that you can apply for early repayment after one year of loan repayment. Some banks can repay the loan in advance at any time. When repaying in advance, you should pay attention to the loan repayment time of the lending bank; 2. The loan period of general housing loans is more than 10 years. In this cycle, bank interest rate adjustments are inevitable. If you are in the interest rate cut channel, it is obviously more cost-effective to adjust as quickly as possible; 3. Whether you repay the loan in advance or repay the loan according to the contract, you must cancel it after repaying the loan. Mortgage registration.