Can I deposit by credit card?
Credit cards can also be deposited, but the money deposited in credit cards will be regarded as overpayment, and this part of the money will not generate any interest. The money saved in the credit card belongs to overpayment. If the overpaid part has not been used for a long time and has not changed, it will also be recognized as a bad credit card by the bank. In this case, it is necessary to take out the overpaid part in time to eliminate the bad credit card.
Credit card overpayment can be used for three purposes. First, when using a credit card, use the overpaid funds first, and use the credit limit of the credit card only when the overpaid funds are used up. Secondly, the overpayment can be deducted from the corresponding credit card repayment amount, and the system will automatically deduct it directly on the repayment date; Third, the credit card overpayment can be taken out directly, but it takes a certain handling fee to take out the credit card overpayment.
For the withdrawal of credit card overpayment, it is generally stipulated that the withdrawal procedures must be handled through bank ATM or counter, and a handling fee is required when taking out. With the development of banking business, many banks also support the online withdrawal of credit card overpayments, and some banks also realize free payment.
In short, credit cards can also be used for deposits. However, credit card deposits are not beneficial to cardholders in essence, and may also generate additional expenses. Users are advised not to deposit money into credit cards easily.