You can handle credit card repayment or transfer through China Bank, mobile banking and personal online banking, basically in real time. It can also be repaid through inter-bank transfer or third-party channels (Alipay/Tenpay, etc.). ), and it is recommended to handle it at least 2 working days in advance, subject to the transferor.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.
There are several ways to repay by credit card. How to operate?
There are four ways to repay by credit card, and the specific operation steps are as follows:
First, the savings card bundled repayment
Bundled savings card means that when you apply for a credit card, you are bound to the bank's savings card. Most cardholders are salary cards. Then the final repayment date of the credit card is after the entry date, so the bank will automatically deduct the money when it repays, so you don't need to remember the time. You just need to make sure that there is enough money in your debit card, which saves most of the time.
Second, online banking online transfer
When using a credit card, open the online banking of the issuing bank, so you don't have to worry about finding a bank and not being able to pay back the money. Just turn on the computer and log in to online banking, enter++and password, and easily complete the repayment with a click of the mouse, without paying any handling fee.
Third, third-party repayment.
Most customers who choose third-party payment are inconvenient to repay by credit card. They don't want to go door-to-door to the bank, so they download a software for their mobile phones and swipe their mobile phones to complete the repayment business for free. At present, there are Alipay wallets, as well as the palm life of China Merchants Bank, or WeChat launched by mobile phones can also pay credit cards online.
4. Repayment in Lacarra
There are definitely few banks that choose Lacarra, and there is no choice of bank outlets at all. Such as Citibank. There are only two banks in Beijing, so Lacarra comes in handy.
Credit card repayment means that when the cardholder's credit card consumption reaches the final repayment date, in order to ensure the cardholder's good credit record, the bill consumption funds will be returned to the bank.
Inter-bank transfer/remittance repayment is mainly divided into two ways: inter-bank in the same city and inter-bank in different places. Whether it is transfer or remittance, the remittance bank will charge a certain fee, and the payment time and repayment convenience are not as good as those of peers, online repayment and convenience stores.
Credit card online repayment is one of the main repayment methods of bank credit card repayment, and online repayment has become a common repayment method for credit card users.
1, payee's account name, and fill in the name of the credit card holder.
2. Payee's bank: fill in "Bank Credit Card Center".
3. Transfer to payee account: fill in 16-digit credit card++.
4. Remarks: Fill in "Credit Card Repayment".
How to pay for the mobile phone or the credit card?
Credit card repayment can be made in mobile phone Alipay, and the method is as follows:
1. First, find and open the Alipay client on your mobile phone.
2. Then select "Credit Card Repayment" indicated by the arrow on Alipay page.
3. Next, select "Repayment" in the page indicated by the red arrow.
4. Then add a credit card that needs to be repaid.
5. Next, on the repayment page, enter the repayment amount and click "Confirm Repayment".
How to handle credit card online repayment?
Repay by "Mobile Banking-Credit Card-Instant Repayment" or "Online Banking-Credit Card-Credit Card Repayment".
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.
Can Alipay help others return their credit cards?
Of course.
Credit card repayment is an online credit card repayment service launched by Alipay. Users can easily realize inter-bank and cross-regional credit card repayment for themselves or others by using the available balance of Alipay account, express payment (including cartoons) or online banking.
The specific repayment steps are as follows:
1. In the Alipay main interface, find the "Credit Card Repayment" option and click Enter.
2. In the credit card repayment interface, select or add a credit card to be repaid, and click Enter.
3. Enter the amount to be repaid in the repayment interface, and click "Confirm Repayment" below.
4. Click the "Pay Now" option below in the payment interface to repay the credit card.
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How to repay the online credit card of China Bank?
China bank credit card repayment methods can be divided into: active repayment and automatic repayment.
1. Active repayment: you can choose China Bank Mobile Banking, China Bank Personal Online Banking, Colorful Life APP, "China Bank Credit Card" WeChat official account, China Bank counter, self-service terminal and other channels for repayment. At the same time, BOC also supports inter-bank transfer and third-party repayment methods, such as WeChat, Alipay, Lacarra and Tenpay. If you choose a third party to repay, you may charge a certain fee. Please consult the transferor for the specific amount. Since the third-party channel cannot receive the account in real time, please take the initiative to repay at least 3 working days in advance.
2. Automatic repayment: associate your China Bank Great Wall electronic debit card, ordinary current savings passbook, current all-in-one passbook, Great Wall RMB credit card or other bank debit cards with your China Bank credit card. The due repayment date will be automatically deducted from the associated repayment account to repay the current bill of your China Bank credit card. You only need to ensure that the repayment account is sufficient and in normal condition one day before the due repayment date.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.
This concludes the introduction of online credit card repayment and online credit card repayment. I wonder if you have found the information you need?