Hello, the cardholder purchases goods in Taobao Market (www.taobao.com) and Tmall (www.tmall.com). If the product contains "Support for Staging Logo", when the product amount (amount range: 6-2, yuan) meets the staging requirements, it can be paid in installments. After the installment, repay the bill in full every month before the due date of the bill, without interest. However, there is a handling fee, which is 3.9% for the third installment, 4.9% for the sixth installment and 6.5% for the twelfth installment. The handling fee is added to the product price and collected in corresponding installments, that is, you browse the goods through the merchant's website and choose to pay by installment after confirming the goods to be purchased. The displayed installment purchase price is the sum of the original product price and the handling fee, and the handling fee will be repaid in installments together with the product price, and the "handling fee" item will no longer appear separately in the credit card bill. After successful installment, the total amount of installment goods will all occupy your fixed quota, but you only need to repay the single installment amount on time every month. I wish you a happy shopping!