1) All-currency international credit cards can automatically purchase foreign exchange in RMB for repayment

2) There are no additional conditions to exempt the annual fee of the credit card within the validity period

3) Any foreign currency consumption in the world, and the handling fee for currency exchange

Tips:

* This card has the automatic foreign exchange purchase function by default and cannot be cancelled. Foreign currency consumption in RMB is not supported.

* This card can't be used on UnionPay lines or non-cooperative merchants' machines of China Merchants Bank. If you need to trade in the above channels, you are advised to apply for other credit card products of China Merchants Bank.

* All-currency international credit cards don't support UnionPay channel repayment for the time being (including other banks' transfer, counter connection, Lacarra, etc.). 1. If you have more than one China Merchants Bank credit card under your name, you can return it to the credit card marked with UnionPay, which can be done through any repayment channel, because the bills of all-currency cards are also issued together;

2. If you only have a full-currency card in your name, the repayment methods of the Bank, such as counter cash payment, counter transfer payment, automatic deduction, online banking public edition, professional edition payment, CDM cash deposit of the Bank, Pocket Life, mobile banking, Alipay and Tenpay, are currently supported.

You can click on the link to find out:

/ccard/quanbika/

1. Credit cards are mainly used for repayment after consumption, and the bank's funds are used to spend in advance and enjoy the interest-free period, which is a financial management method. 2. The credit card is not a savings card, and the interest will not be settled on the deposit in the credit card. 3. Credit cards can be used as payment tools, and can be directly consumed through the POS machines installed by merchants or online payment platforms. 4. The bank will also provide you with various forms of integral, discount, installment, lottery, promotion and other activities. 5. Credit card is the main international payment tool. On international websites, you only need to fill in your personal credit card information to shop directly. If you are on a business trip and staying in a hotel, only a credit card can complete the hotel pre-authorization for you.

China Merchants Bank's credit card offers:

1. 5% discount for watching movies

2. 5% discount for food day

3. 5% discount for redeeming points

4. Redeeming points for McDonald's

5. Redeeming points for Starbucks

Please click to view:/ccard/movie/

.

You can click this link/view the details of preferential activities of China Merchants Bank.

The basic functions of credit cards are basically the same, for example, you can spend first and then repay; Use the cash advance function; Select the lowest repayment business; Online shopping; Shopping in installments and so on. If you have no special requirements for credit card spending, you can apply for any one.

if you need to know more, you can click this link/ccproduct/newcustomer.aspx

to learn more about China merchants bank credit card.