Every credit card has a validity period, usually 3-5 years after it is issued. The expiration date is usually printed below the card number on the front of the card, with four numbers separated by/,with the month in front and the year behind,119, which means that the card will be invalid at the end of19. If the cardholder fails to open the card before its validity, the credit card will be invalid.
Some credit cards will charge an annual fee if they are not activated, which will cause the annual fee of credit cards to be in arrears, thus causing credit stains. I suggest you take your card to the business hall for cancellation in time.
Extended data:
If the credit card is not activated, you can cancel it yourself. Credit card cancellation method is:
One. Call the bank customer service phone to cancel:
Credit cards can be cancelled by telephone banking. If the credit card can only be cancelled by telephone on the premise of cancellation, call the corresponding bank customer, enter the card number and information according to the prompt, and cancel the account.
Second, go to the bank counter to find the staff to cancel:
(1) Carry valid certificates, such as ID cards and credit cards.
(2) Get the reservation number from the bank and queue up.
(3) Explain to the service staff that you want to cancel the account, hand over the credit card to the bank staff and fill in the relevant application.
(4) Credit card cancellation is completed.
Baidu encyclopedia-account cancellation
Baidu encyclopedia-credit card