One of the following circumstances may lead to tax refund failure or tax refund failure: 1. Your identity information is incorrect.

2. The bank account information you submitted is incorrect or invalid, which makes it impossible to refund the tax.

3. There are doubts about the declaration data you reported.

4. During the audit, the tax authorities found it necessary to further verify your information, but you didn't provide the contact information or the contact information you provided was incorrect, so I couldn't contact you. The tax authorities have verified the information about the annual settlement declaration from you, but you haven't confirmed or explained it.

Tax refund generally does not need to review personal credit information, so the overdue credit card has little effect on tax refund, but the cardholder should also actively repay the loan so as not to affect other aspects.