China Mobile Hebao (mobile wallet) business is to load various electronic card applications (such as bank card, bus card, campus/enterprise card, membership card, etc.). Implant a mobile phone with NFC function to provide customers with a safe, convenient and versatile mobile payment solution. Customers can use NFC mobile phones in a non-contact way on the acceptance terminal corresponding to the electronic card application. \x0d\ There are two magic weapons in China Mobile's "bag". One is mobile wallet, and the other is mobile payment. The mobile wallet is responsible for offline checkout, and swipes the mobile wallet when shopping in life. Mobile payment is responsible for online payment. If you want to buy things online, you can pay by mobile phone. \x0d\ In daily life, everyone uses many "cards". Bus cards, access cards, bank cards, credit cards, as well as haircut cards, beauty cards, shopping cards and so on. \x0d\ Mobile wallet service is similar to a general card, which loads each user's electronic card application (such as bank card, bus card and membership card). ) on a mobile phone with NFC function. When users need to swipe their cards, they only need to swipe their mobile phones. \x0d\ If the mobile wallet business is like a universal card, then mobile payment is more like a universal account. Users can register an account through the mobile phone number to recharge the account. With this account, you can complete phone bill payment, online shopping, water, electricity and gas payment, etc.