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Can I use a credit card to pay social security?

You can pay social security with a credit card, but it is not applicable to all social security bureaus.

Generally speaking, credit card payments are not accepted for administrative fees, because credit card payments require bank fees, and there is no one to cover this fee for social security. However, there are exceptions. It is best to call the local Social Security Bureau.

It is very convenient to use a credit card to pay social security fees. First, you need to confirm whether your local social security agency accepts credit card payments.

Payment can be completed through the following steps:

1. Log in to the official website or mobile APP of the social security institution;

2. Select the payment option and enter the corresponding Personal information;

3. Select credit card payment in the payment method and fill in the credit card related information;

4. Confirm the payment amount and payment information, and click Confirm Payment;

5. Complete the payment process according to the system prompts. Please note that when using a credit card to pay social security fees, a certain handling fee may be charged. The specific fees are subject to the regulations of the social security agency. When paying social security fees, although most social security bureaus do not accept credit card payments, there are some special circumstances. If necessary, it is best to call the local Social Security Bureau first. If the local social security institution accepts credit card payments, it is very convenient to use a credit card to pay social security fees. Please ensure that your credit card has sufficient credit limit and make timely repayments to avoid additional charges and impact on your credit history.

To summarize: Make sure your credit card limit is sufficient and repay it on time to avoid additional fees and bad credit history.

Legal basis:

"Social Insurance Law of the People's Republic of China"

Article 10

Employees shall participate in basic pension For insurance, the employer and employee must pay the basic pension insurance premiums together.

Individual industrial and commercial households without employees, part-time employees who have not participated in basic pension insurance in the employer, and other flexible employment personnel can participate in basic pension insurance, and the basic pension insurance premiums are paid by individuals.

The measures for pension insurance for civil servants and staff managed with reference to the Civil Servant Law shall be prescribed by the State Council.

Article 12

The employer shall pay basic pension insurance premiums in accordance with the proportion of the total wages of its employees stipulated by the state, and record them into the basic pension insurance pooling fund.

Employees shall pay basic pension insurance premiums in accordance with the proportion of their wages stipulated by the state and record them into their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in basic pension insurance in the employer, and other flexible employment personnel who participate in basic pension insurance shall pay basic pension insurance premiums in accordance with national regulations, respectively. Credited to the basic pension insurance pooling fund and personal account.

Article 13

Before employees of state-owned enterprises and public institutions participate in basic pension insurance, the basic pension insurance premiums that should be paid during the deemed payment period shall be borne by the government.

When there is insufficient payment from the basic pension insurance fund, the government will provide subsidies.

Article 14

Personal accounts are not allowed to be withdrawn in advance, the accounting interest rate shall not be lower than the bank time deposit interest rate, and interest tax is exempted. If an individual dies, the balance of his or her personal account can be inherited.