1. If you lose your bank card, you can bring your ID card to the counter of the issuing bank to apply for loss reporting, and you can reissue or cancel it after seven days of loss reporting. If online banking is enabled on the bank card, you must cancel your online banking first;

2. If you want to cancel, explain to the service staff that you want to cancel and hand over the bank card to the bank staff. Under normal circumstances, you need to fill in the form; There is also a handling fee 10 yuan;

3. Complete the cancellation.

What if the bank card is not used? Will it be cancelled automatically?

If there is no deposit in the debit card, the debit cards of Bank of China, Industrial and Commercial Bank of China and Agricultural Bank of China will not be cancelled automatically. Once there is fund business in the future, the debit cards of ICBC and Bank of China will be automatically activated, and the card fee will be deducted. If the debit card of the Agricultural Bank of China is not used for a long time, it will become a fixed account and will not be used in the future. China Construction Bank will automatically cancel the account after half a year; If you want to close your account, ICBC and China Construction Bank require that you must go to the account opening bank with the ID card of the head of the household, while Agricultural Bank and China Bank are allowed to close your account at any business outlet.

In addition, some banks' debit cards are useless for a long time and will be designated as sleepers. After a period of time, the bank will automatically cancel your card. Debit cards will not be in arrears, and your credit will not be affected.

Matters needing attention

1. For a savings card, if it is not used for a long time, it will generally freeze automatically, and it will not affect the personal credit record. If it is a credit card, it will not automatically freeze if it is not used for a long time, and it may be overdue because of the annual fee;

2. Credit card cancellation must take out the balance on the card and ensure that there is no debt on the card;

3. After the successful cancellation of the savings card, it will not affect the future application. After the successful cancellation of the credit card, if the personal credit is affected by careless use of the card before, it will cause some trouble in applying for a credit card in the future.