1. Applying for a credit card online is actually what the intermediary calls a bank express card. Online credit card application is actually an online link or APP link provided by the bank to expand the amount of credit cards issued. The familiar financial all-in-one machine is actually to put these website links on your own APP and then sell them on your mobile phone. Online credit cards are usually received a few days after filling in personal information online. The disadvantage is that although the card is issued quickly, the amount is generally low, especially for whites who have no credit information, which is likely to be rejected.

Second, the advantage of handling credit cards at the counter is that you can consult the bank staff face to face if you have any questions. Don't you know how to fill out a credit card application form? I don't know what information to provide. I don't know what kind of card to apply for. These questions can be asked to the bank account manager. In addition, the biggest advantage of applying for a credit card at the bank counter is that you can submit a very sufficient personal financial certificate. The credit card amount applied for is generally much higher than that applied online.