Do you want to separate the repayment of the main card and the secondary card of the credit card?

There is no need to separate the repayment of the main card and the secondary card of the credit card. The main card and the auxiliary card share the same line, so as long as there is a transaction and repayment, they will all point to the credit card account of the main card, so when making repayment, you can make repayment directly into the credit card of the main card.

the difference between the main card and the secondary card of a credit card

1. The annual fee is different

The annual fee of the secondary card is lower than that of the main card, and generally it will charge half of the annual fee of the main card.

2. Different status

The main card belongs to the account holder, so it must have the right to decide the change and cancellation of the account, and it also has the absolute management right to the auxiliary card. The main cardholder of a credit card can apply to the bank for multiple supplementary cards, or change the cardholder of the supplementary card, but the cardholder of the supplementary card cannot apply for the supplementary card of the main card or change the cardholder information.

the cardholder of the primary card can set the limit of the secondary card. When the cardholder cancels the account of the primary card, the secondary card will not be used. When the primary cardholder cancels the secondary card, the secondary card will not be able to continue to be used. If there are still outstanding debts in the secondary card, it will be fully repaid by the primary cardholder.

if the loss of the primary card or the secondary card will not affect the consumption and use of the other card. In addition, some banks have restrictions on the online banking function of the secondary card, and the holders of the secondary card can make online payments, but they can't log in to online banking, view personal consumption records and other related information.

3. Different lines

Both the primary card and the secondary card have consumption functions, and the overdraft limit of the secondary card is lower than that of the primary card. The credit limits of the main card and the auxiliary card are the same. When the overdraft limit of the main card has reached the upper limit, the auxiliary card can't continue spending, and the accumulated overdraft limit of the main card and the auxiliary card can't exceed the maximum overdraft limit of the main card, so the auxiliary card can't spend, and the accumulated credit card limits of the two cards can't exceed the maximum limit of the card.

4. Repayment is different

The relationship between the main card and the secondary card is * * * to use a bank account and enjoy the same consumption rights, so when repaying, you only need to return all the arrears to the account.

at the time of repayment, the cardholder of the primary card can pay off all the debts, and the cardholder of the secondary card can also voluntarily return the amount owed by the secondary card, but the secondary card cannot return the debts owed by the primary card. When the secondary card has an overdue record, it will be recorded in the account information of the primary cardholder. Most banks will print the bills of the primary card and the secondary card of the credit card and send them to the primary cardholder.

what is the repayment method of the supplementary card of BOC credit card?

The supplementary card of China Bank's credit card can be repaid in the following ways:

1. Active repayment: You can choose China Bank's mobile banking, China Bank's online banking, "China Bank Credit Card" WeChat WeChat official account, Colorful Life APP and other channels to repay. At the same time, BOC also supports inter-bank transfer and active repayment by third-party repayment methods such as WeChat, Alipay and Lacarra. If you choose a third party for repayment, you may be charged a certain fee. Please consult the transferor for the specific amount, and please take the initiative to repay at least 3 working days in advance because the third party channel cannot receive the account in real time.

(1) The supplementary card of BOC series credit cards is in arrears and needs to be repaid to the supplementary card, but not to the main card. That is, the main card and the supplementary card need to be repaid separately.

(2) The supplementary cards of Great Wall series credit cards are in arrears. Because the main and supplementary cards of Great Wall credit cards are the same account, the repayment of the supplementary cards can be made directly to the main card or to the supplementary card.

2. automatic repayment: if both your main card and supplementary card have started automatic repayment business, when the supplementary card owes money, it will be deducted from your designated linked repayment account. You only need to ensure that the repayment account is sufficient and in normal condition one day before the due repayment date.

the above contents are for your reference. please refer to the actual business regulations.

if you have any questions, please consult the online customer service of China Bank or download and use the mobile banking APP of China Bank to consult and handle related business.

Can the postal credit card sub-card repay

Yes

After the credit card sub-card issues an account, it will account for the bill of the main card, but the sub-card is allowed to repay the debt of the sub-card separately. As for the main card, the sum of the bill amount of the main card and the bill amount of the auxiliary card can be returned. However, most of the time, after the credit card is issued, it will be repaid by the main card, and the supplementary card does not need to be repaid separately.

how to repay the p>visa card

1. repayment at offline outlets: users can carry their personal identity documents and credit cards to any business outlets of nearby banks for repayment. 2. Repayment by mobile app: download and install the secondary card, click on the mobile app and log in, and click "View Account" on the "My" page to inquire. 3. WeChat WeChat official account Repayment: Pay attention to the bank's WeChat WeChat official account, select "My Bill" in the menu bar below, then find "Credit Card Repayment" in the drop-down menu, and select "Credit Card Repayment" in the repayment sending interface to make repayment. .

visa is an international credit card brand. It does not issue cards directly, but issues them together with its member banks. If the issuing bank supports cross-border remittance, then the visa sub-card can be used for cross-border remittance. If the issuing bank does not support cross-border remittance, then the visa sub-card cannot be used for cross-border remittance.

it means to repay the debt owed or the loan owed.

This concludes the introduction of how to repay the credit card and the repayment date of the credit card. Did you find the information you need?