There is no such thing as this trick to increase your credit limit. The essence is to show the bank your spending power by swiping your card and paying back the loan on time. This tells the bank that you are a good boy with good financial ability and honesty and trustworthiness. However, it should be reminded that this consumption capacity refers to reasonable consumption. It is not recommended to spend tomorrow’s money today. After all, doing so will not make us have more money. Some cardholders said that to quickly increase their credit limit by swiping their cards, it is best to go overseas for consumption. After all, in the eyes of banks, those who can go abroad must have good spending power, so it is also very convenient for overseas consumer banks. You can buy, buy, and spend without any scruples. Anyway, such consumption is helpful to increase your balance. So, how can you quickly increase your overseas consumption limit? First of all, friends who choose to travel overseas must first apply for a passport. Friends who have a passport can directly apply for overseas travel. If you don’t want to go too far, you can go to Hong Kong. Secondly, go to the bank to exchange some overseas currency and deposit it into the credit card you use every day. After leaving the country, you can use this card to make purchases. You must pay attention to the rules when shopping and spending. It is best to leave more than half an hour between each shopping trip. In addition, there is a small skill when swiping a card for consumption, that is, you can max out the card, but it is not a real consumption. For example, if your credit card has a limit of 100,000 yuan, but you want to purchase a product worth 150,000 yuan, and it is maxed out when you pay, but the limit is not enough, you can apologize and leave, but the limit can be increased to dozens of dollars in an emergency. Thousands, even millions. However, I would like to remind you that when you are swiping, swiping, or buying, you must also pay attention to the card swiping rules. Otherwise, it will be a tragedy if your credit limit is reduced instead of being raised. There are three points to note here: 1. Do not frequently use the same card on the same card. If you make large integer purchases on a POS machine, even if you are making real purchases, in the eyes of the bank, your behavior is suspected of cashing out. They will reduce the balance or even directly block the cards of various accounts suspected of cashing out. It is recommended that when swiping the card, It’s best to pay 998, 1999, etc. In short, just don’t pay the full amount. 2. Repay the loan on time. As the saying goes, if you borrow something, you must repay it. It is not difficult to borrow again. Everyone has the ability to spend large amounts, but not everyone has the ability to repay. Once you are overdue or the overdue amount is large, it will lead to a reduction in the balance.

Note: After a large amount of credit card purchases are overdue, the card-issuing bank will reduce the credit limit or block the card. More importantly, overdue payments will be recorded in the personal credit report, which will affect the loan and application process later in life. cards and many other services. Therefore, if you want to quickly increase your credit card limit, you must have a certain amount of money when spending. The most important thing is to spend reasonably. Bank of Communications Y-POWER Credit Card (up to 100% of the cash withdrawal limit, cash withdrawal fee as low as 5 yuan per transaction)