Hello, I read your question. I am the customer service of China Bank. I have used five credit cards and eight online banking. Let me tell you something. It is not easy for students to apply for a credit card, but they can. For example, China Bank Taobao Campus Credit Card, Direct Alipay Gold Account, China Merchants Bank Student Credit Card, China Construction Bank Longka Student Credit Card, WANDA CINEMAS Discount, Agricultural Bank Advanced Credit Card, etc. They are all credit cards used by students, but there is generally no limit. Few students are less than 5 thousand, because students generally have no income. As for the materials, they are generally student ID cards and admission notices. The state stipulates that students should be cautious in issuing cards, but students can enjoy the benefits of normal credit cards without a limit. For example, the campus card of China Bank has no limit, but they can also enjoy points and exchange gifts. Most other banks do the same, but it is estimated that small banks may have a limit. You can call the customer service of a small bank and ask. Of course, the best thing is that you do your parents' work and ask them to get you a supplementary card. In that case, there must be a limit, which can generally exceed 5000 yuan. Early financial management is not easy. It's not easy to do it by yourself. Just try it. You can ask me if you don't understand. If there is no problem, adopt me in time.

College students apply for credit cards.

I remind all college students that freshmen should not write undergraduate courses when applying for cards. First of all, in recent years, the bank has been very strict with college students, and no one believes those who 19, 20 years old, fill in the undergraduate course. Don't think that there are many more undergraduate courses than high schools, but you will fill in high school graduates and jobs when you fill in your academic qualifications. It's better to get off the card this way. It is also acceptable if there are 265,438+0,22-year-old junior and senior students who have completed their bachelor's degrees. At the time of credit investigation, they insisted that they had graduated. Few banks will ask you to provide a degree certificate. As long as you persist, those who are worried about failure will be freshmen and sophomores.

There is also experience 2. The importance of the deposit is not obvious on low-level cards, that is, cards with a weight of less than 5w have little connection with the card batch. (Platinum is not under discussion)

I issued all the above cards without deposit. Only Bank of Communications has funds and CCB has three-party custody, but I don't have CCB's credit card. Industrial Bank of Communications issued more than 1w with zero deposit. It is estimated that ICBC will give me 2w at most after that, which is also zero deposit.

Experience 3: the role of real estate license and driving license is far greater than that of business license. My relative applied for a business license, but he didn't buy a car. He applied for five, three refused cards, Xingye Transportation approved two, and Xingye approved 6.5k traffic and 5k traffic. I think my driver's license worked. (By the way, my car is slightly higher than150,000) If your property ownership certificate is above 1 10, you can go to Xingye Xiaobai, and the amount is about 3-4 W. If the car is above 3-4 W, it is standard platinum, which is above 5 W.

Lesson 4: Banks must hurry to do things. The bank of communications delayed me for so long and called me to scold me. Finally, MM said kindly, Sir, shall I record your information urgently? I said of course, and the card will be approved in two days.

Experience 5 Generally speaking, I don't know why many people around me told me how difficult it is to approve the establishment of a business. Among them, 7 were rejected by 10, and 9 were approved by Guangfa. I don't mean to brag, but at least it's the opposite to me.

Experience 6: The probability of women getting off the card is higher than that of men 100%. Almost all banks are women, adults, have jobs, and 99.9% of them get off the card. Or let's put it this way: a man and a woman apply for the same position in the same company. If the male batch is 1w, it is at least above 1w8, believe it or not.

What are the requirements for college students to apply for a credit card?

According to your present situation, it is the easiest to get a youth card of Bank of Communications. As long as they graduated from junior college or above after 2003, they can handle it at any branch of Bank of Communications with their ID cards. The handling fee for cash withdrawal is only 5 yuan, and they can be fully withdrawn (for example, the credit line is 5,000 yuan, and they can be fully withdrawn, but the maximum penalty interest is two per day). Ordinary credit cards can only take half and the handling fee is very high. I think it's a good thing to apply for a credit card under your current conditions, and you can continue to increase the credit limit in the future.

I am a college student, and I want to apply for a credit card. How to apply?

Please refer to the following website.

baike.baidu/view/2209092

College students apply for credit cards.

Hello, I read your question. I'm Ke Chuan from China Bank. I've used five credit cards and eight online banking cards. Let me tell you something. Students can also apply for credit cards, such as China Bank's Taobao Campus Credit Card, Taobao Diamond members' direct credit card, China Merchants Bank's students, China Construction Bank's Longka students, 50% off movies in Wanda, and Agricultural Bank's excellent credit card. They are all for students. As for the quota, it is generally not too high. What I know is generally concentrated on the overdraft of 3000-5000, because students generally have no income. As for the materials, they are usually student ID cards. The state stipulates that students should be cautious in issuing cards, but you didn't say no. You can try. You can ask me if you don't understand. If there is no problem, adopt me in time.

Can college students apply for a credit card?

Now some banks have also issued some distinctive credit cards for college students.

Here are some introductions:

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1. CCB Longka University Student Card Start Time: June 2006 1 1.

Issuer: China Construction Bank.

The student card of Longka University issued by China Construction Bank is specially tailored for students. Through this card, cardholders can increase their financial knowledge, cultivate their financial management ability, accumulate personal credit, and establish a career foundation for future social development. At the same time, Longka University Student Card also provides cardholders with a series of exclusive rights, including: campus group purchase preferential installment payment, preferential cash withdrawal service, free off-site deposits and so on. Students will receive an authoritative credit report issued by China Construction Bank upon graduation.

2. The launch date of the "I" card of CITIC Bank's college student card: September 9, 2006.

Issuer: China CITIC Bank

CITIC University student credit card I card, specially tailored for students, provides a series of exclusive rights, including: the first medical insurance service in China, providing you with 24-hour accidental hospitalization protection; Send points for consumption; Electronic statements; Withdrawal fee concessions; Interest-free installment payment; SMS reminder; Credit report; Annual fee-free credit cards, etc.

3. Date of issuance of credit card approved by China Bank and Guangxi University: September 7, 2006.

Issuer: China Bank Guangxi Branch.

"China Bank Guangxi University Identity Card" is a credit card created by Guangxi University and China Bank, especially for alumni, faculty and students of Guangxi University. As a special card, "Bank of China Guangxi University Identity Card" is only owned by western adults. It is a way for Guangxi University to strengthen its service to alumni and keep in touch with them. It is also the embodiment of alumni's love and support for their alma mater. It is also a proof of the unique identity of Guangxi University alumni, who enjoy the unique rights and interests of western adults. A wonderful life originates from a famous school. China Bank's Guangxi University ID card will open the cardholder's fond memories of youth spent in Xida Campus, and make thousands of alumni in Qian Qian closely connected with their alma mater again.

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Now the threshold for handling credit cards has also been lowered. For people with stable jobs, it may only be necessary to fill out an application form with real information. For students, other guarantee factors and agreements with the school may be considered, and many times the school bears certain guarantee risks;

It should be noted that applying for a credit card should not be handled rashly because of some gifts brought by the card; Remember, credit cards must be linked to your credit rating. If you use the card carelessly for a period of time, your credit will be reduced, which is not worth it!

How to handle college students' credit cards? What are the requirements? 20 points

In May, 2009, China Banking Regulatory Commission stopped university students' credit cards. In the past, the university student cards of various banks such as China Merchants Bank Youth Card have been stopped.

There are two ways for college students to apply now. One way is for parents to have a primary card, and then you can use a secondary card yourself. The limit is shared by two cards, and the repayment is made by the main card payer, and the credit is credited to the name of the main card holder.

The other is the school cooperation card, that is, when the school starts every year, the bank will come to the school to apply for a unified card. The procedure is relatively simple, and you can handle it collectively. A few years ago, many banks went to school to handle it, because the procedures were too simple and the repayment risk was high, so now they have basically stopped. In some areas, only CCB and ICBC have such unified management, but they generally choose key famous universities in economically developed areas, and the amount given is not high.

It is basically impossible for college students to apply for a credit card, because there is a CBRC policy there. Unless you have a formal job and a fixed salary, then you can hide your student status, issue a certificate of salary and income from the unit, and apply as a worker.

Can give points! Hey hey.

What about the credit cards of recent college graduates?

Two kinds:

First, go directly to the Bank of Communications to apply for the Y-force credit card, as long as you have a college degree or above and have an ID card. 3,000-5,000.

Y Power Credit Card withdrawal fee is 5 yuan, and five ten thousandths of daily interest is withdrawn within the credit limit.

I took 2,000 yuan, handling fee of 5 yuan, with daily interest of 0.5 1 day, and 300 yuan, handling fee of 5 yuan, with daily interest of 0.5/day, and 3 yuan for 20 days.

There is no interest-free day for cash withdrawal. The due date of repayment is 25 days from the bill. There are two handling fees before the due repayment date. The interest of 5 yuan +2000 and 300 yuan is 10+4 = 14 yuan, and that of 300 yuan is 3 14 yuan. This is only 20 days. The longer the time, the more. After the due repayment date, even the minimum repayment amount is not paid.

The second is to directly find the person who handles the card. He will find a way for you and give you a gift. Almost that bank can handle it.

Last advice: don't do it if you can't do it. Interest is very high.

How many banks are there for college students to apply for credit card 15?

China Banking Regulatory Commission issued the Notice on Further Regulating Credit Card Business. Credit cards (except supplementary cards) shall not be issued to students under the age of 18. When issuing credit cards to students who have reached the age of one after investigation but have no fixed job or stable income source, it is necessary to ensure that the second repayment source should have the corresponding repayment ability.

At present, six banks have successfully launched credit cards for college students, including Peony Student Card issued by China Industrial and Commercial Bank, Longka Student Card issued by China Construction Bank, Youka Card issued by China Agricultural Bank, Young Card issued by China Merchants Bank, YPOWER Credit Card issued by Bank of Communications, Fantasy Card issued by Guangdong Development Bank and I Card issued by China CITIC Bank. However, the credit card limit is not very high, but the credit card limit can be gradually increased, and credit is also a cumulative process. When college students apply for this kind of credit card, the general ID card and campus card are their most powerful proof.

College students can apply for student credit cards at the bank counter, or click online application through the bank's pipe network. After the application conditions meet the bank's review, the bank will contact the applicant directly, and then just add a copy of the ID card and

A copy of the student ID card will be fine.

Considering that college students have no job, they basically don't need to provide proof of work and financial resources, but this also creates a problem, that is, the credit card limit of college students is basically not high, generally around 30 thousand yuan. Although the credit card limit is not high, it can not only help college students to spend reasonably, but also accumulate good personal credit in advance.

Which bank can handle credit cards for college students now?

The first one is China Merchants Bank. With your student ID card and a copy of your ID card, you can apply for their student ID card. Its name is yanka. The undergraduate limit of this card is 3000 yuan. It is a dual-currency card and can be used abroad. Credit card online shopping of China Merchants Bank is very convenient. Almost all websites in China support investment promotion payment. In addition, this card can be used to buy things by stages at the merchants designated on the website of China Merchants Bank, or for the goods listed in the website mall. The withdrawal amount is 50% of the total amount, namely 1.500 yuan. The second is China Construction Bank. CCB students' credit cards are in single currency and can only be used in China UnionPay. In addition, the amount of this card is only 1 000 yuan for undergraduates. The withdrawal amount is 30% of the amount, that is, in 300 yuan, online payment only supports Alipay payment, and nothing else works. In addition, it is generally not possible to buy things by installment. Another student card of CCB is a prestigious school card. You can consult the manual desk of 8008200588-7-0 Credit Card Center to see if your school is among the top universities in their bank. The only difference between this card and the previous student card is dual currency, which can be used abroad. Everything else is the same.