Generally speaking, the online channel takes 3- 10 days, the counter application takes 2 weeks, and the bank's telephone call back occurs during this time period.

First, remember the application materials. You'd better make a copy and take it with you. More important matters should be kept in mind, such as company name, emergency contact information, home address and other information that can prove the cardholder's personal identity.

Second, greet the company's front desk/friends in advance. The company's fixed telephone number on the application form is the most frequently visited channel. Applicants need to greet the administrative staff who answer the phone at the front desk in advance.

Third, the mailing address of the card is particular. Try to send my credit card to the company address, which can prove that I am stable in this company. It is convenient for you to send it home by mail, but it may make the bank think that your job is not stable enough.

Fourth, how to answer irrelevant questions? Now the bank's return visit sometimes asks you some irrelevant questions to test whether your information is correct.

If, for various reasons, the first return visit is not received, some banks will call again, others will not, and directly refuse the application. In this case, the applicant can apply again after 1-2 weeks.