if the single consumption reaches ￥1 yuan (including 1 yuan), you can call the 24-hour customer service hotline of the credit card center at 46-61169 to apply for interest-free installment payment. Installment application is not limited to commodities or merchants.

Repay in 24 installments without interest, and the handling fee is 15.6%.

The amount is 5, yuan, and the credit card consumption is 4, yuan. Installment payment: Repay in 24 installments without interest. Handling fee 15.6%

down payment (monthly) handling fee in one lump sum: 4, * 15.6 = 624 yuan

down payment (monthly) in 24 installments: 4,/24+624 = 166.666+624 = 79.666

payable in subsequent installments: 4/24. 7.2% = 288

Payable in the first installment (month) of 12 installments: 4/ 12+288 = 333.333+288 = 621.333

Payable in subsequent installments: 4/ 24=333.333

Note: Installment fee is 1.8% for 3 installments, 3.6% for 9 installments, 5.12 installments, 7.2% for 18 installments, 11.7% for 24 installments, and 15.6% for 24 installments

Installment fee amount is the total installment principal multiplied by the fee rate, and the fee will be collected together with the payable amount in the first installment of flexible installment, and the fee will be collected in full at one time. The less staging, the less handling fee.