1. Before the agreed repayment date ends, the borrower needs to remit the money to the account agreed in the Power of Attorney for Withholding, and your loan system will automatically withhold the current repayment on behalf of the borrower (Xue Jia loan and Jiaka loan are not supported for the time being).

2. Borrowers of Xue Jia Loan and Jiaka Loan can log in to your loan APP, enter the "Me" channel and select "I want to repay" to repay.

3. Don't listen to anyone's inducement, and don't remit the arrears to other bank accounts or repay them in cash except the only official repayment channel.

1. How can I repay my credit card loan?

If the letter is cashed by credit card, the cardholder can pay it off in advance or before it expires. There are the following types of returns:

(1) bind the savings card to automatically deduct the agreed account. As long as the amount of the savings card is sufficient, the issuing bank can automatically repay it every month.

(2) Repay directly at the self-service teller machine and counter of the issuing bank.

(3) The cardholder can also transfer the repayment to the credit card through online banking, mobile banking or a third party.

(4) On the due repayment date, the cardholder repays in full and enjoys interest-free consumption; Interest on bills is required for partial repayment or only minimum repayment.

You and I will borrow money to pay it back today. I didn't deposit the money in my card until after 9 o'clock in the evening, and now I can't even pay it back. Will I be late?

The repayment date hasn't passed, and then you have money in your account. If you can't repay the loan, there may be something wrong with the system. If it's not your problem, you won't be overdue, but you should contact the customer service of your loan and explain the situation to avoid losing money. If it is overdue, you will be in trouble!

How do you pay me back?

(1) entrustment (automatic deduction): the borrower signs a loan with him, deducts repayment funds from the repayment bank account agreed in the entrustment deduction authorization, and specifies the repayment method of the borrower. On the repayment date of each installment, you and I will first deduct all the current payables from the borrower's account. When the borrower's account balance is insufficient, you and I deduct the difference from the borrower's bank repayment account. If the balance in the borrower's bank repayment account is less than the above difference, you and I will not deduct the funds in the bank account, and the borrower's current repayment difference is overdue, and the overdue penalty interest will be calculated according to the overdue repayment principal.

(2) Manual repayment: On or after the agreed repayment date, the borrower can also choose to make manual repayment through your loan network. Manual repayment only supports full repayment, and the borrower must have enough funds in your loan account to repay all the current payables.

(Operating environment: Apple11IOS13; +03; You and I borrow app v7.4.6 for Android)