According to the credit card website, the difference between Anxin Deposit and large-denomination certificates of deposit:

1. Different deposit interest rates: The deposit interest rate of Minsheng Bank Anxin Deposit is also relatively low among time deposits. Its deposit interest rate is lower than that of bank certificates of deposit products.

2. Interest settlement rules are different: Anxin Deposit pays interest on a monthly basis according to the agreed deposit period and interest rate, while the interest payment methods for large certificates of deposit are more diversified, including one-time interest payment upon maturity, and interest payment on a monthly basis. Quarterly interest payment, annual interest payment, etc.

3. Different minimum deposit amounts: The minimum deposit amount of Minsheng Bank’s safe deposit is relatively low compared to large-denomination certificates of deposit. The minimum deposit amount of safe deposit is 10,000 yuan, while the minimum deposit amount of large-denomination certificates of deposit is The minimum deposit amount usually starts from 200,000 yuan.

Minsheng Bank’s safe deposits and certificates of deposit are both savings deposit products.