1. After deducting the last month's mortgage payment, it will take about 10 working days to get your mortgage back at the bank that handles the car installment payment. The bank's credit card car is in stages. It is best to call the bank's customer service phone in advance to ask if it has been completely settled. The customer service phone number can be found on the back of the repayment card. For car loans handled by financial companies, you can call the customer service phone number of your financial company or go to the car dealer for consultation.

2. To obtain a motor vehicle registration certificate, you must hold an ID card. Other possible procedures include: motor vehicle driving license, bank repayment details, etc. Where can I get my own motor vehicle registration certificate? Please refer to "Where can I get my own motor vehicle registration certificate when the car loan expires?" .

3. After getting the registration certificate, the next step is to go to the local vehicle management office to handle the vehicle mortgage cancellation procedures. Materials to be brought together include: motor vehicle registration certificate, loan settlement certificate issued by the lending institution, lender organization code certificate, motor vehicle mortgage registration/pledge filing application form, power of attorney, and motor vehicle owner's ID card. This information will be given to us by the financial institution that handles the car loan when handing over the registration certificate.

4. After going to the lobby of the vehicle management office, you can handle it at the corresponding service window.

Extended data:

Release from detention

Basic definition of 1

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Mortgage loan refers to the loan that the borrower obtains from the bank with certain collateral as guarantee. It is a form of commercial bank loans, and collateral usually includes securities, China bonds, various stocks, real estate, and bills of lading, warehouse receipts or other documents that prove the ownership of goods. When the loan expires, the borrower must return it in full, otherwise the bank has the right to dispose of the collateral as compensation. Among them, collateral refers to the property that has been used as collateral. The act of releasing the mortgage of the mortgaged goods by repaying the loan is called releasing the mortgage.

2 release process

After the bank loan is settled, you can apply to the real estate management department for cancellation of mortgage registration. After the bank formalities are completed, you will give the customer a set of things, including:

1. real estate license;

2. Certificate of other rights;

3. Application for cancellation of mortgage registration (content: customer XXX's bank loan has been settled, and now _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _);

Pay attention to fill in the name of the client in the blank of item 3. The client can be himself or a third party.

Take the above things and a copy of the client's ID card to the mortgage window of the real estate management center, hand in all the materials and he will give a receipt. Two working days later, the customer took the receipt and the original ID card to get the title certificate. At this time, the property right certificate has been cancelled, and you can trade or handle other matters. The house is really your own!