What are the banks where it is easy to apply for a credit card?

1. Bank of Communications: The threshold for applying for a credit card at Bank of Communications is very low, and the speed of issuing a card is also very fast. The bad thing is the comparison of credit limits. Low, but this is more suitable as an entry card for newbies. Pure white households without credit may consider it.

2. Everbright Bank: If you already have an Everbright Bank credit card, you can apply for a credit card by applying for a credit card, so the chance of getting the card is higher. The limit of China Everbright Bank is around 10,000 to 20,000.

3. China Guangfa Bank and China Merchants Bank: These two banks are not as easy to apply for as the first two banks, but relatively speaking, the threshold for applying for a card is not very high. Moreover, China Merchants Bank increases the limit very quickly, so you don’t have to worry too much if the initial limit is low. China Guangfa Bank has many activities and rich rights and interests.

4. Ping An Bank and China CITIC Bank: It is not easy to apply for these two banks. If you already have a credit card with a limit of about 45,000, you can apply at this time, so that the chance of getting the card will be better. High, the bank will determine the limit given based on the maximum limit of the cardholder's existing credit card.

5. Shanghai Pudong Development Bank: Shanghai Pudong Development Bank will also decide based on the maximum limit of the credit card held by the cardholder, but Shanghai Pudong Development Bank only focuses on the frequency of cardholder use and does not pay much attention to the debt ratio, so it is suitable for debt Applications with a higher debt ratio generally have a higher chance of being rejected by other banks. Moreover, Shanghai Pudong Development Bank Universal Bank is also very powerful.

6. The four major banks: If you do not have certain financial strength, you should not consider applying for a credit card from the four major banks. The application threshold for the four major banks is high, and the hard requirements are also very high, but after all, they are the four major banks, and there will definitely be no shortage of activity rights and various discounts.

The five most worthy credit cards are China Merchants Bank Young Card, Shanghai Pudong Development Bank AE White Card, Guangfa Zhenshang Platinum Card, Ping An Bank Car Owner Card, and Bank of Communications Walmart Co-branded Card

Answer: As there are more and more types of credit cards, we have more choices, but many cardholders who are just getting started don’t know how to choose a credit card that suits them. Some friends care about appearance, while others only care about credit limit and rights. So which banks’ credit cards are worth applying for? The editor has compiled for you five credit cards from different banks that are worth buying. Whether you are a novice who is just getting started or a senior card user who pursues rights and interests, these five credit cards can satisfy almost everyone.

1. China Merchants Bank Young Card

Yes, this Internet celebrity card, which is called Xiaobai’s new credit card, is a common card, but it is very worthy of everyone’s support. The qualification requirements are not high, and it is very easy to apply for the card, but this card is only available to people under 30 years old, so if you don’t have a credit card, it is very good to choose this first. Similar to this card are Bank of Communications Youthpower and Pudong Development Youth. The application age for Youthpower is raised to under 35 years old. But this is the only card that can withdraw 100% of the limit, and it is free of handling fees for the first time every month. It also has various benefits such as card opening gifts. It is very easy to maintain. It only takes about a year to reach the limit of 50,000.

2. Shanghai Pudong Development Bank AE White

Yes, this is one of the four legendary cards, named American Express Platinum Credit Card. If you have this card, I think it is OK. Post it in a circle of friends, haha. If you apply for Pudong Development Ae White for the first time, you can enjoy an unconditional annual fee exemption for the first year. In addition, there are unlimited VIP room privileges throughout the year, 6 companions, 4 free airport pick-up services within the country, and 50,000 credit card points redeemable for domestic and overseas five-stars. A one-night stay experience in a first-class hotel! Very tall and worth raising.

However, the threshold for applying for this credit card is relatively high and requires the applicant to have certain qualifications. However, if you apply with a platinum card from another bank, the probability of applying for the card will be greatly increased, and recently Pudong Development Bank The bank’s platinum card is free, and those who have been rejected before can also give it a try.

3. GF Premium Platinum Card

The main benefits of this card are also in terms of travel, including discounts on air and rail. At the same time, this card also has 3 times the points, which can be redeemed for miles, so if you want to maintain a Guangfa credit card, this card can also be considered.

The most important thing is that this is a platinum card with no annual fee and you can redeem miles at no cost. Like it or not!

4. Ping An Bank Car Owner Card

Almost all car owners will consider getting a truck owner card, because there are many targeted benefits and discounts, and Ping An’s card is even more popular among many car owners. It's all available, with 12% off on refueling every day, as well as 1.1 million yuan of personal accident protection insurance and nationwide free roadside assistance, which is irresistible to drivers. This card is divided into gold card and silver card. If your qualifications are average, you can consider the gold card, but gas is discounted, so it doesn’t matter which one you apply for.

5. Bank of Communications Wal-Mart Co-branded Card

If it is used in daily life, the benefits of this card are very good, because this card is almost specially designed for us to go to the supermarket. , and it is not difficult to apply, many people can apply easily. Because it is jointly launched with Wal-Mart, there are also many great value benefits for spending at Wal-Mart. For example, every Saturday to Thursday, you can enjoy a 2.5% credit card discount when you shop at Wal-Mart. There is no annual fee for this card in the first year, and there is no annual fee for the following year if you swipe the card 6 times in that year. It is also easy to maintain. Just go to Wal-Mart a few times on weekends to buy things.

The above are the five credit cards that the editor has compiled for you that are currently the most worthwhile. They are also the most widely used credit card types at the moment.

Which bank’s credit card is the easiest to apply for

Each bank has a wide variety of credit cards with different standards. The following are the credit cards that are easier to apply for

1. Guangfa Bank Credit Card

Guangfa Credit Card has many activities, a large limit, and is easy to apply for. Therefore, GF has many loyal fans. The easiest credit card to apply for is, of course, the GF Zhenqing Credit Card. This card is the first female-only credit card in China, and its 3x points at merchants of your choice have made countless female consumers crazy. More importantly, applying for this card is simple and quick. As long as you provide proof of stable income and personal information, there is no obstacle to applying for this card.

2. China Merchants Bank Credit Card

The best card to apply for is the China Merchants Young Card. This card is one of the most popular cards among young people. White-collar workers who have just graduated can apply, and college students over 18 years old with a formal internship contract can also apply. If the cash withdrawal limit of up to 100% of the credit limit is not enough, then the first cash withdrawal in each calendar month is free of charge~~

3. Ping An Bank Credit Card

Ping An Bank Credit Card It is very down-to-earth, such as the car owner card for car owners, the standard card for supermarket shopping, the platinum card for airport discounts, and the green channel to go directly to the cinema. Card promotions cover food, fitness, entertainment, shopping, etc. The TOP2 most popular and best credit cards.

4. CITIC Bank Credit Card

CITIC Bank’s online application for credit card is very efficient. Generally, you will receive an acceptance message from the bank within 24 hours! The verification information is very simple, just make a photocopy of your ID card, and there are many promotions, such as points for refueling, cash back when you spend enough, free food, free movie tickets, etc. Cards can be issued as quickly as one day, with a maximum credit limit of 100,000. These are the two most worth-buying credit cards from China CITIC Bank.

5. Everbright Bank Credit Card

The installment fee of Everbright Credit Card has always been the lowest in the country. The approval rate is high and the card can be obtained as soon as one day. It is well-known among card friends. All pretty good. Ten Yuan Hui Life creates the most affordable food, drink and entertainment activities. Ten yuan to watch movies, enjoy delicious food, wash beautiful clothes, and wash beautiful cars?

6. Industrial Bank Credit Card

Industrial Bank has fewer outlets, but has many activities and benefits. For card lovers who love traveling, the Mango co-branded credit card is indispensable. It is the oldest and most popular card among domestic credit card travel products. In addition, the application success rate is often much higher than other credit cards. Of course, if you can also indicate your intention to travel overseas to the customer service staff during the card application process, then your Mango Card application will be guaranteed!

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Which bank credit card is easier to apply for? These are the cards that are easy to buy from the four major banks!

For all card lovers, of course they all want to get their favorite credit card quickly, but the most annoying thing when applying for a credit card is being rejected, which affects both efficiency and mood.

So there are so many types of credit cards from major banks, how should we choose? Which credit cards are easy to apply for?

1. CITIC Bank Taobao Card can greatly improve the efficiency and success rate of card approval by the card issuer when checking customers' credit by binding the customer's Taobao account. CITIC Bank's credit card approval speed has always had a good reputation among cardholders. According to tests, when applying for a credit card online from CITIC Bank, you will usually receive an SMS message from the bank within 24 hours. The efficiency is quite impressive! Apply for CITIC Taobao Card online now and get an instant discount of 30 yuan on your first quick payment. Don’t miss this offer!

2. GF True Love Card is the first credit card exclusively for women in China, with a transparent card design, advocating the female life philosophy of "independence, calmness, intelligence, and frankness", and has a three-fold points plan for merchants of your choice, Functional services such as optional insurance plans, as well as discounts from many merchants, provide women with more personalized choices and more considerate services. More importantly, applying for this card is simple and quick. As long as you provide proof of stable income and personal information, there is no obstacle to applying for this card.

3. Guangfa Car Owner Card is specially customized for private car owners. Provide a full range of discounts and services for car owners and their cars. Enjoy 100 kilometers of free roadside assistance nationwide, 5x points or 1% cash rebate for refueling with your card, optional high-value insurance protection, and many other features and discounts. Naturally, the application for the Guangfa Car Owner Card has reduced a lot of trouble for many car enthusiasts. When applying for the Guangfa Car Owner Card, users only need to provide the driving license of their car to greatly increase the success rate of applying for a credit card!

4. New users of China Merchants Bank’s QQ co-branded credit card will receive a free American Traveler fashion backpack of RMB 388 with a full credit card payment. New card customers only need to make three credit card purchases within two months, with each payment exceeding RMB 188. Receive a free American Traveler fashion backpack worth 388 yuan. The first cash withdrawal of each month is free of charge.

5. The best card to apply for is the China Merchants Young Card. This card is one of the most popular among young people. White-collar workers who have just graduated can apply, and college students over 18 years old with a formal internship contract can also apply. If the cash withdrawal limit of up to 100% of the credit limit is not enough, then the first cash withdrawal in every calendar month is free of charge!

6. Ping An Bank’s credit cards are very down-to-earth, such as car owners’ cards for car owners, standard cards for supermarket shopping, platinum cards for airport discounts, and green channels to go directly to movie theaters. Card promotions cover food, fitness, entertainment, shopping, etc. The most popular and easiest credit card to apply for.

This is the end of the introduction about which bank is better for credit cards and which bank is better for credit cards. Have you found the information you need?