After the credit card is paid in installments, it cannot be repaid according to the minimum monthly repayment amount. Because after the installment, it must be repaid according to the fixed amount divided into several installments, and the monthly repayment amount of installment is the same.

Therefore, before handling the installment, you should consider whether it is cost-effective to pay by installment or the minimum repayment amount. Generally speaking, the cost of installment repayment is lower for large debts that cannot be paid off in one lump sum for a long time. If the amount is low, the consumption accounting date is close to the final repayment date, and the repayment can be made in a short time, you can choose the minimum repayment amount.