The funds deposited in CCB's credit card will be repaid in full first, and if there are any remaining funds, they will be credit card overpayment. Besides giving priority to consumption, customers can also use them in the following ways:

1. RMB overpayment: RMB overpayment can be transferred to our savings account or other credit cards through mobile banking, personal online banking "credit card-cash transfer" function, outlets and self-service equipment, and the funds can be overpaid. Cardholders can also withdraw the overpayment through CCB outlets or self-service equipment, and the local bank is free of handling fees. (Note: Longka e-Pay Card has no physical card, so you can withdraw cash from the main account of the credit card through "Longka China Unionpay Quick Pass" at the ATM marked with the "Flash Pay" sign of UnionPay in a non-contact way).

2. foreign currency overpayment: after calling 95533, press the # key, select "3 credit card service", and refund the foreign currency overpayment to the savings card through manual service.

(in case of business changes, please take the actual situation as the standard. )