After the calculation method is "commodity price ÷ number of periods", the integer part of the obtained amount is the payment amount required for each period, and the remaining amount will be superimposed on the first period payment amount.

For example, the product price is 5999 yuan, and you choose to pay in installments in 6 installments. Since 5999÷6=999.8333..., the payment amount per installment is 999 yuan; the remaining amount is 5999-999*6= 5 yuan, you need to pay 999+5=1004 yuan in the first installment. Conclusion: The first installment is 1,004 yuan, and each subsequent installment is 999 yuan, and will be settled after 6 installments.

The above is the current settlement method of the bank. If there is any change, please pay attention to the implementation policy of the local bank's installment payment. When you use the installment payment method in the online business hall, the specific amount paid in each installment will be calculated by the bank. The bill shall prevail.