It is possible. Criminal liability may even be possible.

If the money owed to a credit card is not repaid for a long time, the bank will sue, and the court will order repayment. If the money is not paid, it will enter enforcement procedures. It should be noted that the 100,000 yuan in debt you mentioned is only the principal, and the court will also award interest when it makes a judgment. At this time, all bank accounts in your name, as well as WeChat and Alipay accounts, will be frozen, and the properties and vehicles in your name will be seized. This is the first option if there is bank deposit available for execution. Execution of vehicles and properties will only be considered if the bank balance is insufficient. However, the value of the vehicle and property also need to be considered.