What to do if you forget your credit card password?

If you forget your credit card password, you can bring your ID card and bank card to the counter of a business outlet to apply for password reset. After reset, the new password will take effect immediately. ; If the cardholder has opened online banking services, they can log in to the card-issuing bank's online banking to reset their password; they can also call the 24-hour customer service hotline shown on the back of the credit card to reset their password.

1) If you accidentally forget the inquiry password: You can call the 24-hour customer service hotline shown on the back of the credit card and verify the inquiry password after entering it, and press the "" button to reset your Query password, your query password will take effect immediately after the setting is completed.

2) If you forget your transaction password: You can call the 24-hour customer service hotline shown on the back of your credit card to apply to reset your transaction password, and your new transaction password will take effect immediately.

3) If you forget your online payment password: You can log in to the SMS password or certificate-certified version of online banking. In the "Online Payment Management" menu under "Customer Service", click "Online Click the "Modify" button in the "Payment" column, check "Reset credit card online payment password" on the maintenance page, and enter the new online payment password.

As telephone banking and online banking continue to improve, these self-service channels will provide customers with increasingly convenient services. While customers save time by using these self-service services to complete accounting processing, they must also pay attention to the confidentiality of personal information and protect personal information. Therefore, the role of the inquiry password cannot be underestimated. Like the transaction password, it also requires the cardholder to keep it confidential and cannot reveal it to others easily. Therefore, when activating the card, it is necessary to set the transaction password and query password at the same time to protect the security of the credit card.

What to do if you forget your credit card password? Click here to teach you how to solve it in minutes

In order to protect the safety of our money, we usually set various passwords, and of course credit cards do not exception. So, what should you do if you forget your credit card password? Today, I will introduce to you how to set a new password.

Credit card passwords are usually divided into: query password, transaction password and login password. The inquiry password refers to the password that needs to be entered when making online banking inquiries, telephone banking self-service inquiries, telephone manual services, and binding credit cards on WeChat. Transaction password: The password that needs to be entered when making inquiries or transactions by swiping cards, withdrawing cash, checking at the counter, etc. Login password: refers to the password you need to enter when logging into online banking or mobile banking.

1. Forgot the query password: You can call the 24-hour customer service hotline shown on the back of the credit card. After entering, the query password will be verified. Set a new query password according to the voice prompts. The new password setting is completed. Effective immediately.

2. Forgot the transaction password: You can call the 24-hour customer service hotline shown on the back of the credit card and set a new transaction password according to the voice prompts, or you can directly transfer to manual service, and you can also set a new password. The password reset takes effect immediately.

Of course, in addition to this, you can also bring your valid ID card and credit card directly to the counter of the local business outlet to reset your password, so there is no need to panic if you forget your credit card password. This way you can reset instantly. Introduction,

You can apply for credit cards from various banks quickly and safely!

What to do if you forget your credit card password? The required unlocking methods are also different. If your credit card is locked due to too many incorrect password entries, you can call the credit card customer service hotline to inquire about unlocking and reset your password.

2. If you just forget your password but the card is not locked, you can go directly to the nearest CCB branch with your ID card and credit card to reset your password.

What to do if you forget your credit card password? You can reset it through these two ways

Many people usually use credit cards for consumption, but during the use, the password may be forgotten. , so what should I do if I forget my credit card password? Have you noticed it in your daily life? Let me introduce it to you so that you can pay more attention when using your credit card.

After forgetting the credit card password, you can reset it through different ways, such as calling the bank's credit card customer service hotline to reset it. When doing the reset, the bank will check the relevant information, and then the user will set a password that suits them. ; Cardholders can also bring their ID card and credit card to the bank counter to reset their password.

Users should not be too single when setting credit card passwords to avoid leakage. After all, leaking credit card passwords can lead to fraud. It should be noted that when using credit cards, you should also pay attention to the protection of the card information, because the leakage of the card information will also cause fraud. As long as you know the expiration date and security code, it will be fine.

Credit cards must be repaid on time after daily use. Overdue repayment is not allowed, because penalty interest will accrue after overdue repayment. The longer the time, the more penalty interest will be generated. After the payment is made, the bank will collect the money, which will affect the normal life of the individual.

It should be noted that overdue credit card payments will be uploaded to the credit reporting center. If personal credit becomes bad, it will affect the processing of various loans, such as car loans and home loans. If the overdue amount is relatively large and the time is relatively long, then the bank will challenge the borrower and it is impossible not to repay the loan after the judgment, and the bank will apply for enforcement.

In fact, when users cannot repay their credit card debts on time, they can use installment repayment or the minimum repayment amount. This repayment method can reduce the monthly repayment amount and prevent overdue repayment. , and in the later period when individuals have spare money, they can repay in advance, which can reduce interest expenses and will not affect their personal credit score.

What to do if you forget your credit card password?

After opening a credit card, you need to set a withdrawal password, consumption password and telephone service password. The withdrawal password and consumption password are the same. For passwords, you can call the 24-hour customer service hotline. Make settings.

1. Withdrawal password setting

Please use the home or mobile phone you reserved at the bank to call the bank’s credit card 24-hour customer service hotline to set it; the withdrawal password is used for ATM/online transfers /The password required for self-service such as online transactions, and the withdrawal password is 6 digits.

2. Consumption password setting

Please set it after opening the card and setting the withdrawal password. The password should be consistent with the withdrawal password. After setting the withdrawal password, you can also use the mobile phone reserved by the bank to edit a text message and send it to the bank to activate the consumption password function.

3. Telephone service password setting

Call the bank and credit card 24-hour customer service phone number to set. The telephone service password is only used for self-service telephone services and is not applicable to cash withdrawal or consumption; the telephone service password is 6 digits.

A credit card is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. Consumers holding credit cards can shop or consume at specially appointed commercial service departments, and then the bank will make settlements with merchants and cardholders. Cardholders can overdraft within the prescribed limit.

This answer is provided by Kangbo Finance. Kangbo Finance focuses on interpretation of hot financial events and popularization of financial knowledge. It adheres to professionalism and pursues fun, and produces financial content that people can understand, using vivid and diverse methods. Deliver financial value. Hope this answer is helpful to you.

What to do if you forget your credit card password?

If you forget your credit card password, you can bring your ID card and bank card to the counter of a business outlet to apply for password reset. After reset, the new password will take effect immediately; If the cardholder has opened online banking services, they can log in to the card-issuing bank's online banking to reset their password; they can also call the 24-hour customer service hotline shown on the back of the credit card to reset their password.

As telephone banking and online banking continue to improve, these self-service channels will provide customers with increasingly convenient services. While customers save time by using these self-service services to complete accounting processing, they must also pay attention to protecting personal information. Therefore, the role of the inquiry password cannot be underestimated. Like the transaction password, it also requires the cardholder to keep it confidential and cannot reveal it to others easily. Therefore, when activating the card, it is necessary to set the transaction password and query password at the same time to protect the security of the credit card.

This is the introduction of what to do if you forget your credit card password.