When the credit card limit is not enough and it is difficult to apply for a fixed limit, you can choose to apply for a temporary limit. Then, when will the temporary credit card limit take effect when it is generally applied on the same day? Knowing more about the promotion of credit card temporary limit will help cardholders solve their urgent financial needs. There are many ways to apply for temporary credit card limit, such as customer service phone application, official website application, WeChat official account application, mobile banking APP application, etc. When the application for temporary quota comes into effect on the same day, banks need to evaluate the cardholder's card use, and different banks will have different regulations. The common way for card friends to apply for temporary credit line is to call customer service directly, which is also one of the most convenient and quick ways. Other ways also have their own advantages, and the key depends on personal habits. If the cardholder has a good card use record and has used the card for more than 3 months, it is very likely that the application will take effect immediately on the same day. However, some banks will not immediately increase the amount of credit applied by cardholders or the general credit situation in the past, which requires further comprehensive examination and approval by the bank's back office, and will generally give a reply within 2 working days. If you want to apply for a temporary credit line on the same day, you must ensure that you have met the application conditions of the temporary credit line before applying, and try to spend money by credit card to ensure timely repayment and avoid overdue.