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I have a credit limit of 5K on JD.com, and I have applied for a credit card at China Everbright Bank. Is the credit limit guaranteed?

Not only enjoy, Jingdong Baitiao is the limit of Baitiao account, and Guangzhou Baitiao card is the credit card limit.

JD Baitiao is a "consume first, pay later" credit payment product launched by JD Finance. It is mainly used for consumption in JD Mall and other scenarios, and some users can withdraw cash.

The Baitiao co-branded card is a co-branded credit card product between JD.com and banks, referred to as "Little White Card". After successful activation, you can choose the Little White Card for payment when shopping online, or in offline stores For consumption use, it is a physical card, similar to the use of a credit card.

Limit evaluation related:

1. JD Baitiao:

Before JD Baitiao is successfully activated, the Baitiao quota cannot be queried and manually intervened. In order to obtain a higher JD Baitiao It is recommended that you complete as many tasks as possible when activating tasks.

After the JD Baitiao is successfully activated, the system will conduct a comprehensive evaluation based on the information you filled in and provide the Baitiao amount. The system will also make a comprehensive evaluation based on your consumption behavior, consumption habits, repayment ability, repayment status, etc. , and we will provide you with quota increases from time to time.

2. Little White Card:

After submitting the application for Little White Card, whether the application can be successful will be reviewed by the bank, and the limit after passing will also be assessed and provided by the bank. Please also ask for the specific limit. You shall refer to the amount issued by the bank after your application is successful.